Savings Account CAD CDIC Insured
National Bank of Canada

National Bank High Interest Savings Account

A risk-free savings account with no fixed monthly fees. Earn interest from the first dollar invested and enjoy free unlimited transfers between your National Bank accounts.

Interest rate 0.55%
Monthly fee No monthly fee
Transactions Not listed
Minimum deposit $0
EARNINGS

Rates and interest details

Rate option 1 0.55%
Compounding
Monthly
Calculation
Daily Closing Balance
COSTS

Fees and account limits

Monthly feeNo monthly fee
Fee-waiver balanceNot listed
Minimum deposit$0
Maximum depositNot listed
Included transactionsNot listed
Bundled productNot specified

Detailed fee schedule

FeeAmountFrequency or allowanceAdditional use
Paper Statement FeePaper statements by mail are $3.50 per month. Online eStatements are free. - Unlimited -
Interac e-Transfer FeeInterac e-Transfers cost $1.25 each. - Per Use -
Per-Transaction FeeTransfers to other NBC accounts are free. 1 free ABM withdrawal per month. All other debit transactions are $5.00 each. Bill payments at the counter are $2.00. - Per Use -
ACCOUNT EXPERIENCE

Features and benefits

CDIC Insured

Eligible for CDIC Insurance.

eStatement and eNotifications

Free online statements.

WHO CAN APPLY

Eligibility and access

Minimum ageNot specified
AvailabilityAvailable nationally
Mobile appYes
Online bankingYes
Branch accessNot specified

CDIC Insured: Eligible for CDIC Insurance.

COVERAGE

Registration, networks and availability

Registration options

  • TFSATax-Free Savings Account
  • RRSPRegistered Retirement Savings Plan
  • RRIFRegistered Retirement Income Fund
  • FHSAFirst Home Savings Account
  • NONREGNon-Registered
  • RESPRegistered Education Savings Plan
IMPORTANT INFORMATION

Terms and disclosures

Rates, fees, eligibility requirements and promotional terms can change. Confirm all current details directly with National Bank of Canada before opening the account.

Product information last reviewed or updated Mar 12, 2026.