Travel Rewards
Premium / High-End
Rewards
American Express Gold Rewards Card
American Express(Canada)
Current Welcome Offer
Up to 60,000 Membership Rewards points
Annual Fee
$250
Purchase APR
21.99%
Cash Adv. APR
21.99%
Welcome Bonus
~$600
RateBuddy Verdict
The Good
- The $100 Annual Travel Credit and $50 NEXUS credit help significantly offset the $250 annual fee.
- Includes 4 complimentary visits per year to Plaza Premium Lounges across Canada.
- Earns a strong 2X points on both travel purchases and everyday essentials like gas, groceries, and drugstores.
The Trade-offs
- Carries a substantial $250 annual fee.
- While it includes a Priority Pass membership, you still have to pay entry fees to access those specific lounges.
Rewards & Earnings
Groceries 2.00%
Dining & Takeout 1.00%
Gas & Transit 2.00%
Travel 2.00%
Base Rate 1.00%
Rewards Summary: Earn 2X points on travel and everyday purchases (gas, grocery, drugstore in Canada); 1X points on everything else. Earn 1 additional point on Amex Travel Online bookings.
- Travel (Flights, Hotels, Car Rentals, Cruises): 2X Points
- Everyday (Gas, Groceries, Drugstores in Canada): 2X Points
- Amex Travel Online (Hotels/Car Rentals): 1 Additional Point (3X Total)
- All Other Purchases: 1X Points
Welcome Bonus Details
Earn up to 60,000 Membership Rewards points ($600 value). Includes 4 complimentary Plaza Premium lounge visits.
Estimated Value: $600.00
Features & Benefits
Airport Lounge Access
4 free Plaza Premium visits & Priority Pass membership
Travel Medical Insurance
Up to $5,000,000 for 15 days (under 65)
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Metal Card
Available in Gold or Rose Gold metal finish
Trip Cancellation/Interruption Insurance
Trip Cancellation up to $1,500/person
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
NEXUS Application Fee Rebate
$50 NEXUS statement credit
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Hotel Status Benefits
The Hotel Collection benefits
Special Event Access (e.g., Front Of The Line)
Front Of The LineĀ® access
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500
Additional Perks
- :
- :
- :
- :
- :
- :
- :
- :
Insurance Coverage
Emergency Medical Insurance
Up to $5,000,000 for the first 15 days (under age 65).
Trip Cancellation/Interruption
Cancellation: Up to $1,500/person (max $3,000). Interruption: Up to $1,500/person (max $6,000).
Flight and Baggage Delay
Flight/Boarding Denial (>4 hours): Up to $500. Baggage Delay (>6 hours): Up to $500.
Car Rental Theft & Damage
Coverage for MSRP up to $85,000 for rentals of 48 days or less.
Hotel Burglary & Lost Baggage
Burglary: Up to $500. Lost/Stolen Baggage: Up to $500 per trip.
Purchase Protection & Buyer's Assurance
Protection for 90 days (up to $1,000). Extended warranty doubles up to one additional year.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $250 |
| Income Required | No specific requirement listed. |