No Annual Fee
Rewards
American Express Green Card
American Express(Canada)
Current Welcome Offer
15,000 Membership Rewards points
Annual Fee
$0
Purchase APR
21.99%
Cash Adv. APR
21.99%
Welcome Bonus
~$150
RateBuddy Verdict
The Good
- The only no-fee card in Canada that allows 1:1 point transfers to major airline programs like Aeroplan and Avios.
- Currently features an elevated welcome bonus of 15,000 points ($150 value) for a relatively low spend requirement.
- Includes high-end "Amex Experiences" perks like Front Of The Line® access usually reserved for premium cards.
The Trade-offs
- Completely lacks travel insurance (no medical, flight delay, or car rental coverage).
- Earning rate is limited to a flat 1 point per dollar, with no accelerated category multipliers.
Rewards & Earnings
Groceries 1.00%
Dining & Takeout 1.00%
Gas & Transit 1.00%
Travel 1.00%
Base Rate 1.00%
Rewards Summary: Earn 1X points on every $1 spent on all eligible purchases. Earn 1 additional point per $1 on Amex Travel Online hotel and car rental bookings.
- All Eligible Purchases: 1X Points
- Amex Travel Online (Hotels/Car Rentals): 1 Additional Point (2X Total)
Welcome Bonus Details
Earn 15,000 Membership Rewards points ($150 value) when you spend $1,250 on your Card in the first 3 months.
Estimated Value: $150.00
Features & Benefits
No Annual Fee
No annual fee for life
Metal Card
Made with 99% recycled plastic
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Additional Perks
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Insurance Coverage
Purchase Protection® Plan
Insured for 90 days from date of purchase against damage or theft (up to $1,000 per occurrence).
Buyer’s Assurance® Protection Plan
Extends the manufacturer’s original warranty up to one additional year.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $0 |
| Income Required | No specific requirement listed. |