Travel Rewards
Premium / High-End
Rewards
The Platinum Card
American Express(Canada)
Welcome Bonus:
Up to 100,000 Membership Rewards points
Secure RateBuddy connection · Application completed on American Express(Canada)’s site
Annual Fee
$799
Purchase APR
21.99%
Cash Advance
21.99%
Bonus Value
$1,000
RateBuddy Verdict
The Good
- The $200 Annual Travel Credit and $200 Annual Dining Credit effectively cut the massive annual fee in half.
- Unrivaled airport lounge access through the Global Lounge Collection, covering over 1,400 locations worldwide.
- Includes automatic elite status upgrades for Marriott Bonvoy and Hilton Honors.
The Trade-offs
- The $799 annual fee is extremely high and requires significant utilization of the travel perks to justify.
- Adding an additional Platinum cardholder is very expensive at $250 per year.
Rewards & Earnings
Groceries
1%
Dining
2%
Gas
1%
Travel
2%
Recurring Bills
1%
Base Rate
1%
Rewards Summary:
Earn 2X points on dining/food delivery and travel; 1X points on everything else. Earn 1 additional point on Amex Travel Online bookings.
Welcome Bonus Details
Earn up to 100,000 Membership Rewards points ($1,000 value). Includes $200 Annual Dining Credit and $200 Annual Travel Credit.
Estimated Value: $1,000
Features & Benefits
Airport Lounge Access
Access to 1,400+ global lounges
Travel Medical Insurance
Up to $5,000,000 for 15 days (under 65)
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Trip Cancellation/Interruption Insurance
Trip Cancellation up to $2,500/person
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 120 days
Concierge Service
Platinum Concierge 24/7 access
NEXUS Application Fee Rebate
$100 NEXUS statement credit
Flight Delay Insurance
Flight delay up to $1,000
Baggage Delay/Loss Insurance
Baggage delay up to $1,000
Hotel Status Benefits
Hilton Honors Gold & Marriott Bonvoy Gold Elite
Priority Airport Services (Check-in, Boarding)
Pearson Priority Security Lane access
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Hotel/Motel Burglary Insurance
Hotel Burglary up to $1,000
Insurance Coverage
Comprehensive travel suite: Emergency Medical ($5M, 15 days), Trip Cancellation ($2.5k), Trip Interruption ($2.5k), Flight/Baggage Delay, Car Rental Theft/Damage, and Shopping protections.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $799 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Premium / High-End
Rewards
Secure RateBuddy connection