Guaranteed Secured Mastercard®
No Annual Fee Secured Cards

Guaranteed Secured Mastercard®

CAPITAL ONE CANADA CAPITAL ONE CANADA
4.30/5 RateBuddy
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Annual Fee $0
Purchase APR 29.90%
Cash Advance 29.90%

RateBuddy Verdict

The Good
  • Guaranteed approval for those meeting age and basic account standing requirements.
  • No annual fee makes it a cost-effective way to establish credit history.
  • Superior insurance package (Price Protection, Baggage Delay) rarely found on other secured cards.
The Trade-offs
  • Requires security funds upfront to open the account.
  • Extremely high interest rate of 29.9% outside of Quebec.
  • Card does not offer any cash back or point-based rewards.

Rewards & Earnings

Base Rate —
Rewards details are not available yet. Review the provider terms for full reward rules.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Annual Fee
No annual fee
Bad Credit & Rebuilding
Guaranteed Approval (Security Funds Required)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included
Extended Warranty Insurance
Extended Warranty (Up to 2 extra years)
Purchase Security Insurance
Purchase Security (120 days)
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier Travel Accident included

Insurance Coverage

• Purchase Assurance (120 days) • Extended Warranty (up to 2 years) • Car Rental Collision/Loss Damage Waiver • Price Protection Service • Common Carrier Travel Accident • Baggage Delay Insurance

Rates, Fees & Eligibility

Purchase APR29.90%
Cash Advance APR29.90%
Annual Fee$0
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit ScorePoor

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Filed Under

No Annual Fee Secured Cards
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