No Annual Fee
Secured Cards
Guaranteed Secured Mastercard®
CAPITAL ONE CANADA
Secure RateBuddy connection · Application completed on CAPITAL ONE CANADA’s site
Annual Fee
$0
Purchase APR
29.90%
Cash Advance
29.90%
RateBuddy Verdict
The Good
- Guaranteed approval for those meeting age and basic account standing requirements.
- No annual fee makes it a cost-effective way to establish credit history.
- Superior insurance package (Price Protection, Baggage Delay) rarely found on other secured cards.
The Trade-offs
- Requires security funds upfront to open the account.
- Extremely high interest rate of 29.9% outside of Quebec.
- Card does not offer any cash back or point-based rewards.
Rewards & Earnings
Base Rate
—
Rewards details are not available yet. Review the provider terms for full reward rules.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Annual Fee
No annual fee
Bad Credit & Rebuilding
Guaranteed Approval (Security Funds Required)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included
Extended Warranty Insurance
Extended Warranty (Up to 2 extra years)
Purchase Security Insurance
Purchase Security (120 days)
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier Travel Accident included
Insurance Coverage
• Purchase Assurance (120 days)
• Extended Warranty (up to 2 years)
• Car Rental Collision/Loss Damage Waiver
• Price Protection Service
• Common Carrier Travel Accident
• Baggage Delay Insurance
Rates, Fees & Eligibility
| Purchase APR | 29.90% |
|---|---|
| Cash Advance APR | 29.90% |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | Poor |
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Filed Under
No Annual Fee
Secured Cards
Secure RateBuddy connection