Travel Rewards
Premium / High-End
Rewards
American Express Gold Rewards Card
American Express(Canada)
Welcome Bonus:
Up to 60,000 Membership Rewards points
Annual Fee
$250
Purchase APR
21.99%
Cash Advance
21.99%
Bonus Value
$600
RateBuddy Verdict
The Good
- The $100 Annual Travel Credit and $50 NEXUS credit help significantly offset the $250 annual fee.
- Includes 4 complimentary visits per year to Plaza Premium Lounges across Canada.
- Earns a strong 2X points on both travel purchases and everyday essentials like gas, groceries, and drugstores.
The Trade-offs
- Carries a substantial $250 annual fee.
- While it includes a Priority Pass membership, you still have to pay entry fees to access those specific lounges.
Rewards & Earnings
Groceries
2%
Dining
1%
Gas
2%
Travel
2%
Recurring Bills
1%
Base Rate
1%
Rewards Summary:
Earn 2X points on travel and everyday purchases (gas, grocery, drugstore in Canada); 1X points on everything else. Earn 1 additional point on Amex Travel Online bookings.
Welcome Bonus Details
Earn up to 60,000 Membership Rewards points ($600 value). Includes 4 complimentary Plaza Premium lounge visits.
Estimated Value: $600
Features & Benefits
Airport Lounge Access
4 free Plaza Premium visits & Priority Pass membership
Travel Medical Insurance
Up to $5,000,000 for 15 days (under 65)
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Metal Card
Available in Gold or Rose Gold metal finish
Trip Cancellation/Interruption Insurance
Trip Cancellation up to $1,500/person
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
NEXUS Application Fee Rebate
$50 NEXUS statement credit
Flight Delay Insurance
Flight delay up to $500
Baggage Delay/Loss Insurance
Baggage delay up to $500
Hotel Status Benefits
The Hotel Collection benefits
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Hotel/Motel Burglary Insurance
Hotel Burglary up to $500
Insurance Coverage
Comprehensive travel suite: Emergency Medical ($5M, 15 days), Trip Cancellation ($1.5k), Trip Interruption ($1.5k), Flight/Baggage Delay, Car Rental Theft/Damage, and Shopping protections.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $250 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Premium / High-End
Rewards
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