No Annual Fee
Rewards
American Express Green Card
Welcome Bonus:
15,000 Membership Rewards points
Secure RateBuddy connection · Application completed on American Express(Canada)’s site
Annual Fee
$0
Purchase APR
21.99%
Cash Advance
21.99%
Bonus Value
$150
RateBuddy Verdict
The Good
- The only no-fee card in Canada that allows 1:1 point transfers to major airline programs like Aeroplan and Avios.
- Currently features an elevated welcome bonus of 15,000 points ($150 value) for a relatively low spend requirement.
- Includes high-end "Amex Experiences" perks like Front Of The Line® access usually reserved for premium cards.
The Trade-offs
- Completely lacks travel insurance (no medical, flight delay, or car rental coverage).
- Earning rate is limited to a flat 1 point per dollar, with no accelerated category multipliers.
Rewards & Earnings
Groceries
1%
Dining
1%
Gas
1%
Travel
1%
Recurring Bills
1%
Base Rate
1%
Rewards Summary:
Earn 1X points on every $1 spent on all eligible purchases. Earn 1 additional point per $1 on Amex Travel Online hotel and car rental bookings.
Welcome Bonus Details
Earn 15,000 Membership Rewards points ($150 value) when you spend $1,250 on your Card in the first 3 months.
Estimated Value: $150
Features & Benefits
No Annual Fee
No annual fee for life
Metal Card
Made with 99% recycled plastic
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 90 days
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Insurance Coverage
Includes Purchase Protection (90 days, $1,000 per occurrence) and Buyer's Assurance (extends warranty up to 1 year).
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $0 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
Cardholder Reviews
A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.
Filed Under
No Annual Fee
Rewards
Secure RateBuddy connection