Travel Rewards
Premium / High-End
Rewards
The Platinum Card
American Express(Canada)
Welcome Bonus:
Up to 100,000 Membership Rewards points
Annual Fee
$799
Purchase APR
21.99%
Cash Advance
21.99%
Bonus Value
$1,000
RateBuddy Verdict
The Good
- The $200 Annual Travel Credit and $200 Annual Dining Credit effectively cut the massive annual fee in half.
- Unrivaled airport lounge access through the Global Lounge Collection, covering over 1,400 locations worldwide.
- Includes automatic elite status upgrades for Marriott Bonvoy and Hilton Honors.
The Trade-offs
- The $799 annual fee is extremely high and requires significant utilization of the travel perks to justify.
- Adding an additional Platinum cardholder is very expensive at $250 per year.
Rewards & Earnings
Groceries
1%
Dining
2%
Gas
1%
Travel
2%
Recurring Bills
1%
Base Rate
1%
Rewards Summary:
Earn 2X points on dining/food delivery and travel; 1X points on everything else. Earn 1 additional point on Amex Travel Online bookings.
Welcome Bonus Details
Earn up to 100,000 Membership Rewards points ($1,000 value). Includes $200 Annual Dining Credit and $200 Annual Travel Credit.
Estimated Value: $1,000
Features & Benefits
Airport Lounge Access
Access to 1,400+ global lounges
Travel Medical Insurance
Up to $5,000,000 for 15 days (under 65)
Car Rental Collision/Loss Damage Waiver
Coverage for vehicles up to $85,000 MSRP
Trip Cancellation/Interruption Insurance
Trip Cancellation up to $2,500/person
Extended Warranty Insurance
Buyer's Assurance extends warranty 1 year
Purchase Security Insurance
Purchase Protection for 120 days
Concierge Service
Platinum Concierge 24/7 access
NEXUS Application Fee Rebate
$100 NEXUS statement credit
Flight Delay Insurance
Flight delay up to $1,000
Baggage Delay/Loss Insurance
Baggage delay up to $1,000
Hotel Status Benefits
Hilton Honors Gold & Marriott Bonvoy Gold Elite
Priority Airport Services (Check-in, Boarding)
Pearson Priority Security Lane access
Special Event Access (e.g., Front Of The Line)
Front Of The Line® access
Hotel/Motel Burglary Insurance
Hotel Burglary up to $1,000
Insurance Coverage
Comprehensive travel suite: Emergency Medical ($5M, 15 days), Trip Cancellation ($2.5k), Trip Interruption ($2.5k), Flight/Baggage Delay, Car Rental Theft/Damage, and Shopping protections.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $799 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
User Reviews
Read community feedback or share your own experience with this card.
Help other RateBuddy visitors compare real cardholder experiences.
Reviews are moderated before publication. Avoid sharing account numbers, SIN, passwords, or private financial details.
Be the first to review
No public user reviews yet. Share your experience to help others compare this card.
Filed Under
Travel Rewards
Premium / High-End
Rewards
View Offer
Secure provider site