CIBC Aeroplan Visa Infinite Card
Travel Rewards Premium / High-End

CIBC Aeroplan Visa Infinite Card

CIBC CIBC
Welcome Bonus: Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points
Annual Fee $139
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $900

RateBuddy Verdict

The Good
  • Includes a free first checked bag on Air Canada flights for the primary cardholder and up to 8 companions on the same reservation.
  • The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users, offering superb first-year value.
  • Features a highly comprehensive travel insurance package, including Mobile Device and Trip Cancellation coverage.
  • Points never expire as long as you hold the card, and you can pool points with family members using Aeroplan Family Sharing.
The Trade-offs
  • Requires a minimum personal income of $60,000 or household income of $100,000 to qualify.
  • The base earn rate is only 1 point per $1 on non-category spending, which is lower than some competing premium cards.

Rewards & Earnings

Groceries 1.50%
Dining 1%
Gas 1.50%
Travel 1.50%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Air Canada, Gas, EV & Groceries: 1.5 pts per $1; Base Earn: 1 pt per $1; Earn points twice via Aeroplan eStore; Perks: Free first checked bag on Air Canada flights.

Welcome Bonus Details

Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points

Estimated Value: $900

Features & Benefits

Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
Visa Infinite Exclusive Offers & 4th Night Free on Aeroplan
Special Event Access (e.g., Front Of The Line)
Free first checked bag on Air Canada for up to 8 companions
Common Carrier Accident Insurance
Included
Hotel/Motel Burglary Insurance
Included

Insurance Coverage

Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$139
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

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Filed Under

Travel Rewards Premium / High-End
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