Travel Rewards
CIBC Aventura Gold Visa Card
CIBC
Current Welcome Offer
Join and earn up to $1,800 in value!
Annual Fee
$139
Purchase APR
21.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$600
RateBuddy Verdict
The Good
- Highly accessible premium-lite card requiring only a $15,000 household income.
- Includes 4 complimentary airport lounge visits and a NEXUS rebate, matching the perks of more exclusive Infinite-tier cards.
- The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users.
- Still features robust insurance coverage including Mobile Device, Emergency Medical, and Car Rental Collision.
The Trade-offs
- Unlike its Visa Infinite counterpart, this card does not include Trip Cancellation or Trip Interruption insurance.
- The $139 annual fee is somewhat steep for a Gold-tier card once the first-year rebate expires.
Rewards & Earnings
Groceries 1.50%
Dining & Takeout 1.00%
Gas & Transit 1.50%
Travel 2.00%
Base Rate 1.00%
Rewards Summary: Travel via CIBC Rewards: 2 pts per $1; Gas, EV, Groceries & Drugstores: 1.5 pts per $1; Base Earn: 1 pt per $1; Lounge Access: 4 free visits via Visa Airport Companion; Perks: 12-month Skip+ free trial
- Travel via CIBC Rewards Centre: 2.0 pts/$1
- Gas, EV, Groceries & Drugstores: 1.5 pts/$1
- All Other Purchases: 1.0 pt/$1
Welcome Bonus Details
Join and earn up to $1,800 in value!
Estimated Value: $600.00
Features & Benefits
Airport Lounge Access
4 complimentary visits via Visa Airport Companion
Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate every 4 years
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Included
Additional Perks
- :
- :
- :
- :
Insurance Coverage
Emergency Medical: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included. Note: Trip Cancellation is not included.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $139 |
| Income Required | Household: $15,000 |