Low Interest
MBNA True Line Gold Mastercard
MBNA Canada
Annual Fee
$39
Purchase APR
10.99%
Cash Advance
24.99%
RateBuddy Verdict
The Good
- Features an exceptional 10.99% standard interest rate on purchases, saving significant money if you carry a balance.
- Unlike the standard True Line card, the Gold version includes Purchase Assurance and Extended Warranty benefits.
- Allows you to add up to 9 authorized users at absolutely no extra cost.
The Trade-offs
- Does not include the 0% promotional balance transfer offer found on the no-fee version of the card.
- Charges a $39 annual fee, which you must weigh against the interest savings compared to a no-fee card.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
No rewards; this card is designed strictly to minimize interest costs with an ultra-low 10.99% standard purchase rate.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Extended Warranty Insurance
Doubles manufacturer warranty up to 1 year
Purchase Security Insurance
Purchase Assurance for 90 days (Up to $60k lifetime)
Low Purchase Interest
10.99% low purchase interest rate
Insurance Coverage
Purchase Assurance, Extended Warranty, Trip & Legal Assistance, and Mastercard Zero Liability.
Rates, Fees & Eligibility
| Purchase APR | 10.99% |
|---|---|
| Cash Advance APR | 24.99% |
| Balance Transfer APR | 13.99% |
| Annual Fee | $39 |
| Supplementary Card Fee | $0 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Low Interest
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