Low Interest
No Annual Fee
Balance Transfer
MBNA True Line Mastercard
MBNA Canada
Current Welcome Offer
0% for 12 months on balance transfers
Annual Fee
$0
Purchase APR
12.99%
Cash Adv. APR
24.99%
RateBuddy Verdict
The Good
- Market-leading 0% balance transfer offer for 12 months makes it ideal for debt consolidation.
- Low standard purchase interest rate of 12.99% is significantly lower than the standard 19.99%.
- No annual fee for the primary cardholder or up to 9 authorized users.
The Trade-offs
- Does not offer any rewards, cash back, or travel points on spending.
- Lacks premium insurance coverage like travel medical or rental car collision damage.
Rewards & Earnings
Base Rate 0.00%
Rewards Summary: No rewards; this card focuses on a low purchase interest rate and a market-leading promotional balance transfer offer.
- All Purchases: No rewards points or cashback earned
Welcome Bonus Details
You could get a 0% promotional annual interest rate ("AIR") for 12 months on balance transfers completed within 90 days of account opening.
Features & Benefits
No Annual Fee
No annual fee
Introductory 0% APR on Balance Transfers
0% APR for 12 months on balance transfers
Low Purchase Interest
Standard purchase APR of 12.99%
Additional Perks
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Insurance Coverage
Mastercard Zero Liability
Protection against unauthorized purchases in-store, online, or at ATMs.
Emergency Services
Emergency card replacement via 7-10 day delivery or courier.
Rates & Fees Details
| Purchase APR | 12.99% |
|---|---|
| Cash Advance APR | 24.99% |
| Balance Transfer APR | 17.99% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Income Required | No specific requirement listed. |