Cash Back
No Annual Fee
National Bank Allure Mastercard
National Bank of Canada
Current Welcome Offer
Contribute to a cause with every purchase.
Annual Fee
$0
Purchase APR
20.99%
Cash Adv. APR
22.49%
RateBuddy Verdict
The Good
- Allows you to support the Quebec Breast Cancer Foundation through your daily spending at no personal cost.
- Offers a generous 10% discount when redeeming points for gift cards with select fashion and wellness partners.
- Includes no annual fee for the primary cardholder or any authorized users.
The Trade-offs
- Cashback is only credited to the account once a year in January, which is less flexible than monthly payout cards.
- The effective earning rate of 0.5% is lower than most other standard no-fee cashback cards.
Rewards & Earnings
Groceries 0.50%
Dining & Takeout 0.50%
Gas & Transit 0.50%
Travel 0.50%
Base Rate 0.50%
Rewards Summary: Earn 1 point per $2 spent. 1% of all purchases is donated by NBC to the Quebec Breast Cancer Foundation. Points convert to statement credit annually.
- All eligible purchases: 1 point per $2 ($10 per 1,000 points)
- Charitable Contribution: 1% of all purchases donated by NBC to Quebec Breast Cancer Foundation
Welcome Bonus Details
Standard cashback offering through annual January credits.
Features & Benefits
No Annual Fee
No annual fee
Extended Warranty Insurance
Doubles warranty up to 1 year
Purchase Security Insurance
90 days following purchase
Additional Perks
- :
- :
- :
- :
Insurance Coverage
Purchase Security
90 days against theft or damage from the date of purchase
Extended Warranty
Doubles manufacturer warranty for up to 1 additional year
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.49% |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Income Required | No specific requirement listed. |