RateBuddy Verdict
The Good
Analysis in progress...
The Trade-offs
- Does not include out-of-province travel medical insurance, which many other business cards at this price point provide.
Rewards & Earnings
Groceries 5.00%
Dining & Takeout 5.00%
Gas & Transit 2.00%
Travel 2.00%
Base Rate 1.00%
Rewards Summary: Earn up to 5 points per $1 on groceries and dining, plus a $150 annual travel expense reimbursement.
Welcome Bonus Details
5k points after $5k spend (3mo), 10k points after $20k spend (12mo), 10k points for insurance enrollment, 10k points for opening a chequing account.
Estimated Value: $650.00
Features & Benefits
See provider site for full feature list.
Insurance Coverage
Comprehensive travel suite including 60-day out-of-province medical and mobile device protection.
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.49% |
| Annual Fee | $150 |
| Income Required |
Personal: $80,000 Household: $150,000 |