CIBC Aeroplan Visa Business Card
Travel Rewards Business

CIBC Aeroplan Visa Business Card

CIBC CIBC
Welcome Bonus: Up to 75,000 Aeroplan points + Annual Fee Rebate for the first 2 years.
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Annual Fee $180
Purchase APR 12.99%
Cash Advance 14.50%
Bonus Value $1,200

RateBuddy Verdict

The Good
  • Industry-leading 2-year annual fee rebate for the primary and three authorized users provides massive upfront savings.
  • Broad 1.5x earn rate covers essential business costs like shipping, internet, phone, and all travel/transit.
  • Excellent Air Canada perks including a free first checked bag and 4 lounge guest passes per year.
The Trade-offs
  • Requires a very high annual spend of $40,000 to unlock the full 75,000 point welcome bonus.
  • Does not include out-of-province emergency travel medical insurance.

Rewards & Earnings

Groceries 1%
Dining 1.50%
Gas 1.50%
Travel 2%
Recurring Bills 1.50%
Base Rate 1%
Rewards Summary: Air Canada: 2 pts per $1; Shipping, Internet, Travel & Dining: 1.5 pts per $1; Base Earn: 1 pt per $1; Perks: Free first checked bag & 4 Maple Leaf Lounge guest passes.

Welcome Bonus Details

10,000 pts on first purchase; 25,000 pts after $7,500 spend in 3 months; 40,000 pts after $40,000 spend in 12 months. Fee rebate covers primary and 3 authorized users for 2 years.

Estimated Value: $1,200

Features & Benefits

Airport Lounge Access
4 complimentary Maple Leaf Lounge One-Time Guest Passes per year
First-Year Fee Waived
Annual fee rebated for the first 2 years
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Special Event Access (e.g., Front Of The Line)
Free first checked bag for up to 8 companions
Common Carrier Accident Insurance
Included

Insurance Coverage

Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Purchase Security & Extended Protection: Included.

Rates, Fees & Eligibility

Purchase APR12.99%
Cash Advance APR14.50%
Annual Fee$180
Income Required Personal: $35,000
Recommended Credit Score—

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Filed Under

Travel Rewards Business
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