CIBC Aeroplan Visa Business Plus Card
Travel Rewards Business Premium / High-End

CIBC Aeroplan Visa Business Plus Card

CIBC CIBC
Welcome Bonus: Up to 75,000 Aeroplan points + Annual Fee Rebate for the first 2 years.
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Annual Fee $120
Purchase APR 19.99%
Cash Advance 22.99%
Bonus Value $1,200

RateBuddy Verdict

The Good
  • Includes a generous 2-year annual fee rebate for the primary cardholder and up to three authorized users.
  • Excellent for business logistics with a 1.5x earn rate on shipping, internet, and phone services.
  • Provides significant travel value through free checked bags and 4 annual Maple Leaf Lounge guest passes.
The Trade-offs
  • Requires a very high annual spend of $40,000 to unlock the full 75,000 Aeroplan point welcome bonus.
  • Lacks out-of-province emergency travel medical insurance, which may be a concern for international business travelers.

Rewards & Earnings

Groceries 1%
Dining 1.50%
Gas 1.50%
Travel 2%
Recurring Bills 1.50%
Base Rate 1%
Rewards Summary: Air Canada: 2 pts per $1; Shipping, Internet, Phone, Travel & Dining: 1.5 pts per $1; Base Earn: 1 pt per $1; Perks: Free first checked bag & Maple Leaf Lounge Guest Passes.

Welcome Bonus Details

10,000 pts on first purchase; 25,000 pts after $7,500 spend in 3 months; 40,000 pts after $40,000 spend in 12 months. Fee rebate for primary and 3 authorized users.

Estimated Value: $1,200

Features & Benefits

Airport Lounge Access
4 complimentary Maple Leaf Lounge One-Time Guest Passes per year
First-Year Fee Waived
Annual fee rebated for the first 2 years
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Special Event Access (e.g., Front Of The Line)
Free first checked bag for up to 8 companions
Common Carrier Accident Insurance
Included

Insurance Coverage

Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Purchase Security & Extended Protection: Included.

Rates, Fees & Eligibility

Purchase APR19.99%
Cash Advance APR22.99%
Annual Fee$120
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards Business Premium / High-End
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