Travel Rewards
No Annual Fee
Student
CIBC Aeroplan Visa Card for Students
CIBC
Current Welcome Offer
Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points!
Annual Fee
$0
Purchase APR
21.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$150
RateBuddy Verdict
The Good
- One of the few student cards that allows you to earn Aeroplan points directly with no annual fee.
- Includes a free SPC+ membership and Skip+ trial, providing substantial lifestyle value for students.
- Comes with Auto Rental Collision insurance, a rare and helpful perk for a no-fee student card.
The Trade-offs
- Base earn rate is low at 1 point for every $1.50 spent on non-category purchases.
- Lacks essential travel benefits like emergency medical insurance or trip cancellation coverage.
Rewards & Earnings
Groceries 1.00%
Dining & Takeout 0.67%
Gas & Transit 1.00%
Travel 1.00%
Base Rate 0.67%
Rewards Summary: Gas, EV, Groceries & Air Canada: 1 pt per $1; Base Earn: 1 pt per $1.50; Perks: Free SPC+ & 12-month Skip+ trial; Points do not expire.
- Air Canada, Gas, EV Charging & Groceries: 1.0 pt/$1
- All Other Purchases: 0.67 pts/$1 (1 pt per $1.50)
Welcome Bonus Details
Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points!
Estimated Value: $150.00
Features & Benefits
No Annual Fee
No annual fee
Car Rental Collision/Loss Damage Waiver
Auto Rental Collision and Loss Damage Insurance included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Common Carrier Accident Insurance
Included
Annual fee rebate with selected account
Free SPC+ Membership included
Additional Perks
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Insurance Coverage
Auto Rental Collision: Included; Common Carrier: Included; Purchase Security: 90 days; Extended Warranty: +1 Year; Note: No Travel Medical or Trip Cancellation insurance.
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Income Required | No specific requirement listed. |