CIBC Aeroplan Visa Infinite Card
Travel Rewards Premium / High-End

CIBC Aeroplan Visa Infinite Card

CIBC CIBC
Welcome Bonus: Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points
Apply Now
Secure RateBuddy connection · Application completed on CIBC’s site
Annual Fee $139
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $900

RateBuddy Verdict

The Good
  • Includes a free first checked bag on Air Canada flights for the primary cardholder and up to 8 companions on the same reservation.
  • The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users, offering superb first-year value.
  • Features a highly comprehensive travel insurance package, including Mobile Device and Trip Cancellation coverage.
  • Points never expire as long as you hold the card, and you can pool points with family members using Aeroplan Family Sharing.
The Trade-offs
  • Requires a minimum personal income of $60,000 or household income of $100,000 to qualify.
  • The base earn rate is only 1 point per $1 on non-category spending, which is lower than some competing premium cards.

Rewards & Earnings

Groceries 1.50%
Dining 1%
Gas 1.50%
Travel 1.50%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Air Canada, Gas, EV & Groceries: 1.5 pts per $1; Base Earn: 1 pt per $1; Earn points twice via Aeroplan eStore; Perks: Free first checked bag on Air Canada flights.

Welcome Bonus Details

Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points

Estimated Value: $900

Features & Benefits

Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
Visa Infinite Exclusive Offers & 4th Night Free on Aeroplan
Special Event Access (e.g., Front Of The Line)
Free first checked bag on Air Canada for up to 8 companions
Common Carrier Accident Insurance
Included
Hotel/Motel Burglary Insurance
Included

Insurance Coverage

Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$139
Income Required Personal: $60,000
Household: $100,000
Recommended Credit Score—

Cardholder Reviews

A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.

Filed Under

Travel Rewards Premium / High-End
Apply Now
Secure RateBuddy connection