Travel Rewards
Premium / High-End
CIBC Aeroplan Visa Infinite Card
CIBC
Current Welcome Offer
Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points
Annual Fee
$139
Purchase APR
21.99%
Cash Adv. APR
22.99%
Welcome Bonus
~$900
RateBuddy Verdict
The Good
- Includes a free first checked bag on Air Canada flights for the primary cardholder and up to 8 companions on the same reservation.
- The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users, offering superb first-year value.
- Features a highly comprehensive travel insurance package, including Mobile Device and Trip Cancellation coverage.
- Points never expire as long as you hold the card, and you can pool points with family members using Aeroplan Family Sharing.
The Trade-offs
- Requires a minimum personal income of $60,000 or household income of $100,000 to qualify.
- The base earn rate is only 1 point per $1 on non-category spending, which is lower than some competing premium cards.
Rewards & Earnings
Groceries 1.50%
Dining & Takeout 1.00%
Gas & Transit 1.50%
Travel 1.50%
Base Rate 1.00%
Rewards Summary: Air Canada, Gas, EV & Groceries: 1.5 pts per $1; Base Earn: 1 pt per $1; Earn points twice via Aeroplan eStore; Perks: Free first checked bag on Air Canada flights.
- Air Canada, Gas, EV Charging & Groceries: 1.5 pts/$1
- All Other Purchases: 1.0 pt/$1
Welcome Bonus Details
Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points
Estimated Value: $900.00
Features & Benefits
Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
Visa Infinite Exclusive Offers & 4th Night Free on Aeroplan
Special Event Access (e.g., Front Of The Line)
Free first checked bag on Air Canada for up to 8 companions
Common Carrier Accident Insurance
Included
Hotel/Motel Burglary Insurance
Included
Additional Perks
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Insurance Coverage
Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included
Rates & Fees Details
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $139 |
| Income Required |
Personal: $60,000 Household: $100,000 |