Travel Rewards
Premium / High-End
CIBC Aeroplan Visa Infinite Privilege Card
CIBC
Welcome Bonus:
Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!
Secure RateBuddy connection · Application completed on CIBC’s site
Annual Fee
$599
Purchase APR
21.99%
Cash Advance
22.99%
Bonus Value
$1,600
RateBuddy Verdict
The Good
- Grants access to Air Canada Maple Leaf Lounges, plus 6 complimentary lounge visits globally via the Visa Airport Companion Program.
- Comprehensive Air Canada perks (priority boarding, check-in, and free checked bags) extend to up to 8 companions on the same reservation.
- Earn an Annual Worldwide Companion Pass (allowing a companion to fly from $99 to $599) after spending $25,000 on the card annually.
- Features an exceptional base earn rate of 1.25 points per $1 on everyday non-category spending.
The Trade-offs
- Carries a very steep $599 annual fee that is not waived in the first year.
- Requires a strict minimum personal income of $150,000 or household income of $200,000 to qualify.
Rewards & Earnings
Groceries
1.50%
Dining
1.50%
Gas
1.50%
Travel
2%
Recurring Bills
1.25%
Base Rate
1.25%
Rewards Summary:
Air Canada: 2 pts per $1; Gas, EV, Groceries, Travel & Dining: 1.5 pts per $1; Base Earn: 1.25 pts per $1; Lounge Access: Maple Leaf Lounges + 6 visits via Visa Airport Companion; Perks: Free checked bag & Priority Airport Services.
Welcome Bonus Details
Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!
Estimated Value: $1,600
Features & Benefits
Airport Lounge Access
Maple Leaf Lounge access + 6 complimentary visits via Visa Airport Companion
Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
4th Night Free on Aeroplan hotel redemptions
Priority Airport Services (Check-in, Boarding)
Priority Check-in, Boarding, and Baggage Handling on Air Canada
Special Event Access (e.g., Front Of The Line)
Free first checked bag on Air Canada for up to 8 companions
Common Carrier Accident Insurance
Included
Hotel/Motel Burglary Insurance
Included
Insurance Coverage
Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $599 |
| Income Required |
Personal: $150,000 Household: $200,000 |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
Premium / High-End
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