CIBC Aeroplan Visa Infinite Privilege Card
Travel Rewards Premium / High-End

CIBC Aeroplan Visa Infinite Privilege Card

CIBC CIBC
Welcome Bonus: Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!
Apply Now
Secure RateBuddy connection · Application completed on CIBC’s site
Annual Fee $599
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $1,600

RateBuddy Verdict

The Good
  • Grants access to Air Canada Maple Leaf Lounges, plus 6 complimentary lounge visits globally via the Visa Airport Companion Program.
  • Comprehensive Air Canada perks (priority boarding, check-in, and free checked bags) extend to up to 8 companions on the same reservation.
  • Earn an Annual Worldwide Companion Pass (allowing a companion to fly from $99 to $599) after spending $25,000 on the card annually.
  • Features an exceptional base earn rate of 1.25 points per $1 on everyday non-category spending.
The Trade-offs
  • Carries a very steep $599 annual fee that is not waived in the first year.
  • Requires a strict minimum personal income of $150,000 or household income of $200,000 to qualify.

Rewards & Earnings

Groceries 1.50%
Dining 1.50%
Gas 1.50%
Travel 2%
Recurring Bills 1.25%
Base Rate 1.25%
Rewards Summary: Air Canada: 2 pts per $1; Gas, EV, Groceries, Travel & Dining: 1.5 pts per $1; Base Earn: 1.25 pts per $1; Lounge Access: Maple Leaf Lounges + 6 visits via Visa Airport Companion; Perks: Free checked bag & Priority Airport Services.

Welcome Bonus Details

Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!

Estimated Value: $1,600

Features & Benefits

Airport Lounge Access
Maple Leaf Lounge access + 6 complimentary visits via Visa Airport Companion
Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Hotel Status Benefits
4th Night Free on Aeroplan hotel redemptions
Priority Airport Services (Check-in, Boarding)
Priority Check-in, Boarding, and Baggage Handling on Air Canada
Special Event Access (e.g., Front Of The Line)
Free first checked bag on Air Canada for up to 8 companions
Common Carrier Accident Insurance
Included
Hotel/Motel Burglary Insurance
Included

Insurance Coverage

Emergency Medical: Included; Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: Included; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$599
Income Required Personal: $150,000
Household: $200,000
Recommended Credit Score—

Cardholder Reviews

A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.

Filed Under

Travel Rewards Premium / High-End
Apply Now
Secure RateBuddy connection