Travel Rewards

CIBC Aventura Gold Visa Card

CIBC CIBC
Welcome Bonus: Join and earn up to $1,800 in value!
Annual Fee $139
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $600

RateBuddy Verdict

The Good
  • Highly accessible premium-lite card requiring only a $15,000 household income.
  • Includes 4 complimentary airport lounge visits and a NEXUS rebate, matching the perks of more exclusive Infinite-tier cards.
  • The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users.
  • Still features robust insurance coverage including Mobile Device, Emergency Medical, and Car Rental Collision.
The Trade-offs
  • Unlike its Visa Infinite counterpart, this card does not include Trip Cancellation or Trip Interruption insurance.
  • The $139 annual fee is somewhat steep for a Gold-tier card once the first-year rebate expires.

Rewards & Earnings

Groceries 1.50%
Dining 1%
Gas 1.50%
Travel 2%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Travel via CIBC Rewards: 2 pts per $1; Gas, EV, Groceries & Drugstores: 1.5 pts per $1; Base Earn: 1 pt per $1; Lounge Access: 4 free visits via Visa Airport Companion; Perks: 12-month Skip+ free trial

Welcome Bonus Details

Join and earn up to $1,800 in value!

Estimated Value: $600

Features & Benefits

Airport Lounge Access
4 complimentary visits via Visa Airport Companion
Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate every 4 years
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Included

Insurance Coverage

Emergency Medical: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included. Note: Trip Cancellation is not included.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$139
Income Required Household: $15,000
Recommended Credit Score—

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