Travel Rewards
CIBC Aventura Gold Visa Card
CIBC
Welcome Bonus:
Join and earn up to $1,800 in value!
Secure RateBuddy connection · Application completed on CIBC’s site
Annual Fee
$139
Purchase APR
21.99%
Cash Advance
22.99%
Bonus Value
$600
RateBuddy Verdict
The Good
- Highly accessible premium-lite card requiring only a $15,000 household income.
- Includes 4 complimentary airport lounge visits and a NEXUS rebate, matching the perks of more exclusive Infinite-tier cards.
- The first-year annual fee rebate applies to the primary cardholder AND up to 3 authorized users.
- Still features robust insurance coverage including Mobile Device, Emergency Medical, and Car Rental Collision.
The Trade-offs
- Unlike its Visa Infinite counterpart, this card does not include Trip Cancellation or Trip Interruption insurance.
- The $139 annual fee is somewhat steep for a Gold-tier card once the first-year rebate expires.
Rewards & Earnings
Groceries
1.50%
Dining
1%
Gas
1.50%
Travel
2%
Recurring Bills
1%
Base Rate
1%
Rewards Summary:
Travel via CIBC Rewards: 2 pts per $1; Gas, EV, Groceries & Drugstores: 1.5 pts per $1; Base Earn: 1 pt per $1; Lounge Access: 4 free visits via Visa Airport Companion; Perks: 12-month Skip+ free trial
Welcome Bonus Details
Join and earn up to $1,800 in value!
Estimated Value: $600
Features & Benefits
Airport Lounge Access
4 complimentary visits via Visa Airport Companion
Travel Medical Insurance
Included (Out-of-Province Emergency Travel Medical)
First-Year Fee Waived
First-year fee rebated for primary and up to 3 authorized users
Mobile Device Insurance
Included
Car Rental Collision/Loss Damage Waiver
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
NEXUS Application Fee Rebate
One NEXUS application fee rebate every 4 years
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Common Carrier Accident Insurance
Up to $500,000 coverage
Hotel/Motel Burglary Insurance
Included
Insurance Coverage
Emergency Medical: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Hotel Burglary: Included; Mobile Device: Included; Purchase Security & Extended Warranty: Included. Note: Trip Cancellation is not included.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $139 |
| Income Required | Household: $15,000 |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
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