CIBC Aventura Visa Card
Travel Rewards No Annual Fee

CIBC Aventura Visa Card

CIBC CIBC
Welcome Bonus: Earn up to 12,500 Aventura Points for no annual fee.
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Annual Fee $0
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $125

RateBuddy Verdict

The Good
  • Allows you to earn flexible travel rewards without paying an annual fee.
  • Highly accessible to apply for, requiring only a $15,000 minimum annual household income.
  • Allows you to add up to 3 authorized users to the account completely free of charge.
The Trade-offs
  • The base earn rate is exceptionally low, providing only 1 point for every $2 spent on non-category purchases.
  • Does not include any travel or medical insurance, which is a major drawback for a travel-branded credit card.
  • Lacks premium perks like airport lounge access or NEXUS application fee rebates found on higher-tier Aventura cards.

Rewards & Earnings

Groceries 1%
Dining 0.50%
Gas 1%
Travel 1%
Recurring Bills 0.50%
Base Rate 0.50%
Rewards Summary: Travel via CIBC Rewards: 1 pt per $1; Gas, EV, Groceries & Drugstores: 1 pt per $1; Base Earn: 1 pt per $2; Perks: 12-month Skip+ free trial.

Welcome Bonus Details

Earn up to 12,500 Aventura Points for no annual fee.

Estimated Value: $125

Features & Benefits

No Annual Fee
No annual fee
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Hotel Status Benefits
4th Night Free on Aeroplan hotel redemptions
Common Carrier Accident Insurance
Up to $100,000 coverage

Insurance Coverage

Purchase Security: 90 days; Extended Warranty: +1 Year; Common Carrier: $100,000; Note: No Travel/Medical Insurance included.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$0
Income Required Household: $15,000
Recommended Credit Score—

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Filed Under

Travel Rewards No Annual Fee
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