CIBC Aventura Visa Card for Business
Travel Rewards Business

CIBC Aventura Visa Card for Business

CIBC CIBC
Welcome Bonus: Up to 70,000 Aventura Points + Annual Fee Rebate for the first 2 years.
Annual Fee $0
$120 after first year
Purchase APR 19.99%
Cash Advance 21.99%
Bonus Value $900

RateBuddy Verdict

The Good
  • The 2-year annual fee rebate for the primary and three authorized users offers exceptional value for small business teams.
  • Includes a broad 1.5x earn rate that applies to almost all business travel expenses, including gas, transit, and taxis.
  • Offers a rare low-interest option (12.99%) for a rewards card, providing flexibility for businesses that carry a balance.
The Trade-offs
  • To earn the full 70,000 point welcome bonus, a high spend of $40,000 within the first year is required.
  • Lacks out-of-province emergency travel medical insurance, which is a common feature on many other travel cards.

Rewards & Earnings

Groceries 1%
Dining 1%
Gas 1.50%
Travel 2%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: CIBC Rewards Travel: 2 pts per $1; Gas, EV, Travel & Transportation: 1.5 pts per $1; Base Earn: 1 pt per $1; Welcome Offer: Up to 70,000 points + 2-Year Annual Fee Rebate.

Welcome Bonus Details

20,000 points on first purchase; 50,000 points after spending $40,000 in first 12 months. Fee rebate covers Primary and 3 Authorized users for 2 years.

Estimated Value: $900

Features & Benefits

First-Year Fee Waived
Annual fee rebated for the first 2 years
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Common Carrier Accident Insurance
Up to $500,000 coverage

Insurance Coverage

Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Purchase Security & Extended Protection: Included.

Rates, Fees & Eligibility

Purchase APR19.99%
Cash Advance APR21.99%
Annual Fee$120
Income Required Personal: $35,000
Recommended Credit Score—

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Filed Under

Travel Rewards Business
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