CIBC Aventura Visa Card for Business Plus
Travel Rewards Business Premium / High-End

CIBC Aventura Visa Card for Business Plus

CIBC CIBC
Welcome Bonus: Up to 70,000 Aventura Points + Annual Fee Rebate for the first 2 years.
Apply Now
Secure RateBuddy connection · Application completed on CIBC’s site
Annual Fee $0
$120 after first year
Purchase APR 19.99%
Cash Advance 22.99%
Bonus Value $900

RateBuddy Verdict

The Good
  • Industry-leading 2-year annual fee rebate for primary and additional cards provides massive upfront business value.
  • Broad 1.5x earn rate covers almost all business travel-related spend, from airfare and hotels to parking and tolls.
  • Includes a comprehensive business insurance package, notably Trip Cancellation and Car Rental coverage.
The Trade-offs
  • A very high spend threshold ($40,000) is required to unlock the final 50,000 points of the welcome bonus.
  • Does not include out-of-province emergency travel medical insurance.

Rewards & Earnings

Groceries 1%
Dining 1%
Gas 1.50%
Travel 2%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: Travel via CIBC Rewards: 2 pts per $1; Gas, EV, Travel & Transportation: 1.5 pts per $1; Base Earn: 1 pt per $1; Welcome Offer: Up to 70,000 points + 2-Year Annual Fee Rebate.

Welcome Bonus Details

20,000 points on first purchase; 50,000 points after spending $40,000 in first 12 months. Fee rebate covers Primary and 3 additional users for 2 years.

Estimated Value: $900

Features & Benefits

First-Year Fee Waived
Annual fee rebated for the first 2 years
Car Rental Collision/Loss Damage Waiver
Included
Trip Cancellation/Interruption Insurance
Included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Flight Delay Insurance
Included
Baggage Delay/Loss Insurance
Included
Common Carrier Accident Insurance
Up to $500,000 coverage

Insurance Coverage

Trip Cancellation/Interruption: Included; Flight Delay & Baggage: Included; Car Rental Collision: Included; Common Carrier: $500,000; Purchase Security & Extended Protection: Included.

Rates, Fees & Eligibility

Purchase APR19.99%
Cash Advance APR22.99%
Annual Fee$120
Income Required Personal: $35,000
Recommended Credit Score—

Cardholder Reviews

A detailed view of approved RateBuddy community feedback for this card.
Be the first to share a cardholder perspective.
Approved reviews build this card’s score and detailed ratings breakdown.
No approved reviews yet
No public user reviews yet. Share your experience to help others compare this card.
Reviews are moderated before publication. RateBuddy does not publish reviewer email addresses or sensitive financial information.

Filed Under

Travel Rewards Business Premium / High-End
Apply Now
Secure RateBuddy connection