Marriott Bonvoy American Express Card
RateBuddy Verdict
- The Annual Free Night Award at participating properties easily justifies the $120 annual fee.
- Receiving 15 Elite Night Credits annually gives a massive head start toward reaching higher elite status tiers.
- Exceptional 5X earning rate on eligible purchases at participating Marriott Bonvoy hotels.
- Does not include emergency travel medical or trip cancellation/interruption insurance.
- The base earning rate is paid in Marriott points, which may have less flexible value than standard cash back or premium bank points.
Rewards & Earnings
Welcome Bonus Details
Earn up to 70,000 Bonus Marriott Bonvoy points. Includes an Annual Free Night Award and Silver Elite status.
Features & Benefits
Insurance Coverage
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 21.99% |
| Annual Fee | $120 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |