MBNA True Line Mastercard
Low Interest No Annual Fee Balance Transfer

MBNA True Line Mastercard

MBNA Canada MBNA Canada
Welcome Bonus: 0% for 12 months on balance transfers
Balance Transfer: 0% Balance Transfer for 12 months (3% transfer fee)
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Secure RateBuddy connection · Application completed on MBNA Canada’s site
Annual Fee $0
Purchase APR 12.99%
Cash Advance 24.99%

RateBuddy Verdict

The Good
  • Market-leading 0% balance transfer offer for 12 months makes it ideal for debt consolidation.
  • Low standard purchase interest rate of 12.99% is significantly lower than the standard 19.99%.
  • No annual fee for the primary cardholder or up to 9 authorized users.
The Trade-offs
  • Does not offer any rewards, cash back, or travel points on spending.
  • Lacks premium insurance coverage like travel medical or rental car collision damage.

Rewards & Earnings

Base Rate 0%
Rewards Summary: No rewards; this card focuses on a low purchase interest rate and a market-leading promotional balance transfer offer.

Welcome Bonus Details

You could get a 0% promotional annual interest rate ("AIR") for 12 months on balance transfers completed within 90 days of account opening.

Features & Benefits

No Annual Fee
No annual fee
Introductory 0% APR on Balance Transfers
0% APR for 12 months on balance transfers
Low Purchase Interest
Standard purchase APR of 12.99%

Insurance Coverage

Mastercard Zero Liability and Emergency Card Replacement services.

Rates, Fees & Eligibility

Purchase APR12.99%
Cash Advance APR24.99%
Balance Transfer APR17.99%
Annual Fee$0
Supplementary Card Fee$0
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Low Interest No Annual Fee Balance Transfer
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