Cash Back
No Annual Fee
National Bank Allure Mastercard
National Bank of Canada
Welcome Bonus:
Contribute to a cause with every purchase.
Secure RateBuddy connection · Application completed on National Bank of Canada’s site
Annual Fee
$0
Purchase APR
20.99%
Cash Advance
22.49%
RateBuddy Verdict
The Good
- Allows you to support the Quebec Breast Cancer Foundation through your daily spending at no personal cost.
- Offers a generous 10% discount when redeeming points for gift cards with select fashion and wellness partners.
- Includes no annual fee for the primary cardholder or any authorized users.
The Trade-offs
- Cashback is only credited to the account once a year in January, which is less flexible than monthly payout cards.
- The effective earning rate of 0.5% is lower than most other standard no-fee cashback cards.
Rewards & Earnings
Groceries
0.50%
Dining
0.50%
Gas
0.50%
Travel
0.50%
Recurring Bills
0.50%
Base Rate
0.50%
Rewards Summary:
Earn 1 point per $2 spent. 1% of all purchases is donated by NBC to the Quebec Breast Cancer Foundation. Points convert to statement credit annually.
Welcome Bonus Details
Standard cashback offering through annual January credits.
Features & Benefits
No Annual Fee
No annual fee
Extended Warranty Insurance
Doubles warranty up to 1 year
Purchase Security Insurance
90 days following purchase
Insurance Coverage
Purchase Security: 90 days; Extended Warranty: Double manufacturer warranty (up to 1 extra year).
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | 22.49% |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Cash Back
No Annual Fee
Secure RateBuddy connection