Cash Back No Annual Fee

National Bank Allure Mastercard

National Bank of Canada National Bank of Canada
Welcome Bonus: Contribute to a cause with every purchase.
Annual Fee $0
Purchase APR 20.99%
Cash Advance 22.49%

RateBuddy Verdict

The Good
  • Allows you to support the Quebec Breast Cancer Foundation through your daily spending at no personal cost.
  • Offers a generous 10% discount when redeeming points for gift cards with select fashion and wellness partners.
  • Includes no annual fee for the primary cardholder or any authorized users.
The Trade-offs
  • Cashback is only credited to the account once a year in January, which is less flexible than monthly payout cards.
  • The effective earning rate of 0.5% is lower than most other standard no-fee cashback cards.

Rewards & Earnings

Groceries 0.50%
Dining 0.50%
Gas 0.50%
Travel 0.50%
Recurring Bills 0.50%
Base Rate 0.50%
Rewards Summary: Earn 1 point per $2 spent. 1% of all purchases is donated by NBC to the Quebec Breast Cancer Foundation. Points convert to statement credit annually.

Welcome Bonus Details

Standard cashback offering through annual January credits.


Features & Benefits

No Annual Fee
No annual fee
Extended Warranty Insurance
Doubles warranty up to 1 year
Purchase Security Insurance
90 days following purchase

Insurance Coverage

Purchase Security: 90 days; Extended Warranty: Double manufacturer warranty (up to 1 extra year).

Rates, Fees & Eligibility

Purchase APR20.99%
Cash Advance APR22.49%
Annual Fee$0
Supplementary Card Fee$0
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Cash Back No Annual Fee
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