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BUILT IN CANADA

SAVE FX FEES

USD Personal Accounts

Stop paying 2.5% FX fees on every purchase. Compare the best personal accounts for holding and spending US dollars.

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Provider type

Major Bank (9) Bank (2) Credit Union (3) Online Bank (4)

Providers

ATB Financial BMO Bank of Montreal CIBC EQ Bank National Bank of Canada RBC Royal Bank Scotiabank Servus Credit Union Simplii Financial Tangerine Bank TD Canada Trust Wealthsimple

Features

Unlimited Transactions No minimum balance Mobile Cheque Deposit Online and Mobile Banking Overdraft Protection Available CDIC Insured US Dollar Account International Money Transfers Telephone Banking eStatement and eNotifications Self-Directed Investment Options

RBC Royal Bank

RBC U.S. Personal Banking

Canada-wide USD

Interest rate 0.00%

Monthly fee $3.00

Get Started

On RBC Royal Bank’s secure site

Learn More

Account highlights View details

US Dollar Account

TD Canada Trust

TD Borderless Plan

Canada-wide USD

Interest rate 0.00%

Monthly fee $4.95

Get Started

On TD Canada Trust’s secure site

Learn More

Account highlights View details

Unlimited Transactions US Dollar Account

TD Canada Trust

TD U.S. Daily Interest Chequing Account

Canada-wide USD

Interest rate 0.01%

Monthly fee $0.00

Get Started

On TD Canada Trust’s secure site

Learn More

Account highlights View details

No Monthly Fees US Dollar Account

Scotiabank

Scotia U.S. Dollar Daily Interest Account

Canada-wide USD

Interest rate 0.00%

Monthly fee $1.00

Special offer No fee for US dollar drafts purchased from this account. Free paperless recordkeeping.

Get Started

On Scotiabank’s secure site

Learn More

Account highlights View details

US Dollar Account

CIBC

CIBC Bank USA Smart Account™

Canada-wide USD

Interest rate 0.00%

Monthly fee $0.00

Special offer No currency conversion fees for depositing and withdrawing U.S. funds at CIBC Banking Centres.

Get Started

On CIBC’s secure site

Learn More

Account highlights View details

CDIC Insured Unlimited Transactions International Money Transfers Online and Mobile Banking US Dollar Account

Servus Credit Union

Servus U.S. Pay-As-You-Go

Regional USD

Interest rate 0.00%

Monthly fee $0.00

Get Started

On Servus Credit Union’s secure site

Learn More

Account highlights View details

CDIC Insured US Dollar Account

Servus Credit Union

Servus U.S. Personal Savings

Regional USD

Interest rate 0.00%

Monthly fee $0.00

Get Started

On Servus Credit Union’s secure site

Learn More

Account highlights View details

CDIC Insured US Dollar Account

Servus Credit Union

Servus U.S. Premium Savings

Regional USD

Interest rate 0.10%

Monthly fee $0.00

Get Started

On Servus Credit Union’s secure site

Learn More

Account highlights View details

CDIC Insured US Dollar Account

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