SENIOR DISCOUNTS

Best Accounts for Seniors

Enjoy the perks of retirement. Compare accounts offering seniors discounts, free paper statements, and waived monthly fees.

National Bank of Canada
National
Bank
of
Canada

The Minimalist® Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$3.95
Monthly Fee
CDIC Insured Free Interac e-Transfers
Special Offer: Special Pricing: $0/mo for Youth (0-24), Seniors 65+ with GIS, RDSP beneficiaries, Indigenous peoples, and Newcomers (first year).
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On National Bank of Canada's secure site

National Bank of Canada
National
Bank
of
Canada

The Connected® Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$15.95
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Mobile Cheque Deposit Access to No-Fee ATM Network
Features: Online and Mobile Banking
Earn a $30 Welcome Bonus: Get $30 cashback when you get an eligible Mastercard credit card.
Special Offer: Special Pricing: 0-24 years old pay $0/mo. Seniors 60+ pay $10.95/mo. Newcomers pay $0/mo for the first year. Get a $5/mo discount with an eligible Mastercard. Newcomer Promo: Earn up to $600 cashback ($300 for chequing tasks, $100 for credit card, $100 for mortgage payments, $100 for savings deposit). Plus, $0 monthly fee for up to 3 years with qualifying criteria.
Welcome Bonus
Earn $30
When you open an account
Get Started

On National Bank of Canada's secure site

National Bank of Canada
National
Bank
of
Canada

The Total® Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$28.95
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Mobile Cheque Deposit Overdraft Protection Available
Features: Access to No-Fee ATM Network, Online and Mobile Banking
Earn a $150 Welcome Bonus: Get up to $150 cashback when you get an eligible Mastercard credit card.
Special Offer: Special Pricing: 0-17 pay $18/mo. 18-24 pay $13/mo. Seniors 60+ pay $23.95/mo. Newcomers pay $0/mo for first year. Get a $10/mo discount with eligible Mastercard. Newcomer Promo: Earn up to $600 cashback ($300 for chequing tasks, $100 for credit card, $100 for mortgage payments, $100 for savings deposit). Plus, $0 monthly fee for up to 3 years with qualifying criteria.
Welcome Bonus
Earn $150
When you open an account
Get Started

On National Bank of Canada's secure site

ATB Financial
ATB
Financial

ATB Freedom Account

Regional CAD Chequing Account
0.00%
Interest Rate
$0.00
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Overdraft Protection Available Online and Mobile Banking
Special Offer: Joint account holders receive the same benefits even if they are under 59.
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On ATB Financial's secure site

BMO Bank of Montreal
BMO
Bank
of
Montreal

BMO Practical Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$4.00
Monthly Fee
CDIC Insured Online and Mobile Banking
Special Offer: Special Pricing: Monthly fee is fully waived ($0) for Seniors.
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On BMO Bank of Montreal's secure site

BMO Bank of Montreal
BMO
Bank
of
Montreal

BMO Plus Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$12.95
Monthly Fee
CDIC Insured Free Interac e-Transfers Online and Mobile Banking
Earn a $100 Welcome Bonus: Get a $100 cash bonus.
Special Offer: Special Pricing: Seniors pay $8.95/mo. Newcomers get no-fee BMO Global Money Transfers.
Welcome Bonus
Earn $100
When you open an account
Get Started

On BMO Bank of Montreal's secure site

BMO Bank of Montreal
BMO
Bank
of
Montreal

BMO AIR MILES® Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$17.95
Monthly Fee
CDIC Insured Unlimited Transactions Online and Mobile Banking
Special Offer: Special Pricing: Seniors pay $13.95/mo.
Get Started

On BMO Bank of Montreal's secure site

BMO Bank of Montreal
BMO
Bank
of
Montreal

BMO Premium Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$30.95
Monthly Fee
CDIC Insured Unlimited Transactions Access to No-Fee ATM Network International Money Transfers Online and Mobile Banking
Earn a $800 Welcome Bonus: Earn up to $800 cash + Walmart Delivery Pass! 1) Get $500: Open by June 1, 2026, and complete 2 of 3 tasks by July 31 (Direct Deposit of $500+, two $50+ bill payments, or two $50+ PADs). 2) Get $100: Maintain the $500+ direct deposit for 12 months. 3) Get $150: Open a Savings Amplifier, deposit $10k within 30 days, and maintain for 90 days. 4) Get $50: Create a Goal & Strategy in My Financial Progress.
Special Offer: Special Pricing: Students & Youth pay $13.00/mo. Seniors pay $26.95/mo. Newcomers get no-fee BMO Global Money Transfers. Canadian Defence Community members pay $13.00/mo.
Welcome Bonus
Earn $800
When you open an account
Get Started

On BMO Bank of Montreal's secure site

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