ATB MyBusiness Rewards Mastercard
Cash Back No Annual Fee Business

ATB MyBusiness Rewards Mastercard

ATB Financial ATB Financial
Annual Fee $0
Purchase APR 19.90%
Cash Advance 22.90%

RateBuddy Verdict

The Good
  • A flat 1% cash back rate on all purchases simplifies expense management with no confusing category math.
  • Monthly cash back payouts directly to your statement or deposit account provide excellent liquidity for small businesses.
  • Getting the first 3 supplementary employee cards for free is a major cost-saver for growing teams.
The Trade-offs
  • The 1% earn rate is decent for a no-fee card, but higher spenders might benefit more from a premium card with a higher multiplier.
  • Any employee cards added beyond the initial 3 will cost $60 each annually.

Rewards & Earnings

Groceries 1%
Dining 1%
Gas 1%
Travel 1%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: 1% cash back on eligible purchases, applied monthly to your card balance or deposit account.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Annual Fee
No annual fee
Car Rental Collision/Loss Damage Waiver
Car rental insurance coverage included
Extended Warranty Insurance
Extended Warranty included
Purchase Security Insurance
Purchase Assurance included
Employee Cards
$0 for first 3 cards, $60 thereafter

Insurance Coverage

Car Rental Insurance, Purchase Assurance, Extended Warranty, and Identity Theft Assistance Service.

Rates, Fees & Eligibility

Purchase APR19.90%
Cash Advance APR22.90%
Annual Fee$0
Supplementary Card Fee$0
Foreign Transaction Fee2.90%
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Cash Back No Annual Fee Business
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