FLY AIR CANADA Updated May 2026

Aeroplan Cards

Earn points faster for Air Canada flights and Star Alliance travel.

TRAVEL REWARDS
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Compare Top Aeroplan Cards

Comparing results based on your preferences.

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$
Annual Fee $599
Purchase 21.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
TD Aeroplan Visa Infinite Privilege Credit Card
Est. 1st Yr Value: $2660
Metal
Aeroplan
Welcome Bonus: Earn up to 85,000 Aeroplan points ($3,000 estimated value).
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Mobile Device Insurance +5 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee
$149 $0
1st yr Fee Waived
Purchase 14.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Business ] [ Rewards ]
TD Aeroplan Visa Business Card
Est. 1st Yr Value: $1963
1st Yr Free
Aeroplan
Welcome Bonus: Earn up to 60,000 Aeroplan points + First-year fee waived for you and 2 employees.
Highlights: Travel Medical Insurance First-Year Fee Waived Free Checked bag Mobile Device Insurance +6 more
Purchase APR 14.99%
Cash Advance APR 22.99%
Annual Fee $149
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $49.00
Annual Fee
$139 $0
1st yr Fee Waived
Purchase 21.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Rewards ]
TD Aeroplan Visa Infinite Card
Est. 1st Yr Value: $1532
1st Yr Free
Aeroplan
Welcome Bonus: Earn up to 45,000 Aeroplan points + First-year fee waived.
Highlights: Travel Medical Insurance First-Year Fee Waived Free Checked bag Mobile Device Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $60,000
Household Inc: $100,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $139
Foreign Tx Fee 2.5%
Personal Income $60,000
Household Income $100,000
Credit Score Good/Excellent
Add. Card Fee $75.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Business ] [ Premium ]
American Express Aeroplan Business Reserve Card
Est. 1st Yr Value: $1442
Aeroplan
Welcome Bonus: Up to 90,000 Welcome Bonus Aeroplan points
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Car Rental Collision/Loss Damage Waiver +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
American Express Aeroplan Reserve Card
Est. 1st Yr Value: $1369
Metal
Aeroplan
Welcome Bonus: Up to 85,000 Welcome Bonus Aeroplan points
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Car Rental Collision/Loss Damage Waiver +5 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $120
Purchase 19.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Business ] [ Premium ]
CIBC Aeroplan Visa Business Plus Card
Est. 1st Yr Value: $1301
Aeroplan
Welcome Bonus: Up to 75,000 Aeroplan points + Annual Fee Rebate for the first 2 years.
Highlights: Airport Lounge Access First-Year Fee Waived Car Rental Collision/Loss Damage Waiver Trip Cancellation/Interruption Insurance +6 more
Purchase APR 19.99%
Cash Advance APR 22.99%
Annual Fee $120
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $599
Purchase 21.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Premium ]
CIBC Aeroplan Visa Infinite Privilege Card
Est. 1st Yr Value: $1260
Aeroplan
Welcome Bonus: Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Annual Fee $180
Purchase 12.99%
Cash Adv. 14.50%
CIBC CIBC
Best For [ Travel Rewards ] [ Business ]
CIBC Aeroplan Visa Business Card
Est. 1st Yr Value: $1241
Aeroplan
Welcome Bonus: Up to 75,000 Aeroplan points + Annual Fee Rebate for the first 2 years.
Highlights: Airport Lounge Access First-Year Fee Waived Car Rental Collision/Loss Damage Waiver Trip Cancellation/Interruption Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $35,000
Purchase APR 12.99%
Cash Advance APR 14.50%
Annual Fee $180
Foreign Tx Fee 2.5%
Personal Income $35,000
Household Income N/A
Credit Score Good/Excellent
Annual Fee $120
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Rewards ]
American Express Aeroplan Card
Est. 1st Yr Value: $987
Aeroplan
Welcome Bonus: Up to 45,000 Welcome Bonus Aeroplan points
Highlights: Free Checked bag Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance Purchase Security Insurance +5 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $120
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $50.00
Annual Fee $139
Purchase 21.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Premium ]
CIBC Aeroplan Visa Infinite Card
Est. 1st Yr Value: $982
Aeroplan
Welcome Bonus: Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points
Highlights: Travel Medical Insurance First-Year Fee Waived Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $60,000
Household Inc: $100,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $139
Foreign Tx Fee 2.5%
Personal Income $60,000
Household Income $100,000
Credit Score Good/Excellent
Showing 10 of 13 cards
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Fly Faster with Aeroplan

Canada’s premier travel loyalty program connects you to over 1,300 destinations worldwide through the vast Star Alliance network.

Massive Airline Network

One of Aeroplan’s greatest strengths is its redemption flexibility. You can redeem your points not just on Air Canada, but on over 25 global airline partners like United, Lufthansa, and Singapore Airlines. This network depth gives you significantly more flight options, routes, and availability than single-airline programs. It allows you to build complex itineraries across different carriers on a single ticket. Whether you are flying domestic hops or international long-haul, the partner network ensures your points can actually get you where you want to go.

Premium Travel Perks

Holding an Aeroplan-affiliated credit card often unlocks a suite of travel privileges that would otherwise cost extra. Many premium cards include benefits such as free first checked bags for you and companions, priority boarding zones, and Maple Leaf Lounge access. For frequent flyers, these perks can save hundreds of dollars annually in baggage fees alone. Additionally, simply holding a core Aeroplan credit card ensures your points never expire as long as the account is open. It upgrades your entire airport experience before you even board the plane.

Flexible Redemption

Aeroplan has evolved beyond just flights to become a comprehensive loyalty ecosystem. While flight rewards often offer the highest value per point, you can also use points for hotel stays, car rentals, and merchandise. The program’s "Family Sharing" feature is a game-changer, allowing you to pool points with up to 8 family members to reach reward thresholds faster. Furthermore, there are no cash surcharges on Air Canada flight redemptions, meaning you can use points to cover the base fare and surcharges completely. It puts you in control of how you use your rewards.

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Frequently Asked Questions

Common questions about Compare Top Aeroplan Cards Cards and financial strategy.

Disclaimer: Information is for educational purposes only and does not constitute financial or legal advice. Terms subject to change by issuers.

In Canada, you will often see AIR (Annual Interest Rate) used. It represents the yearly cost of borrowing on the card. Standard cards typically have purchase interest rates around 20.99%, while Low Interest cards can be significantly lower. Cash advances often carry higher interest rates than purchases.

An authorized user is someone you add to your account (like a spouse or child) who gets their own card. The primary cardholder is fully responsible for all debt incurred by the authorized user. It can be a way to help someone build credit habits, but legal liability remains with the primary account holder.

A hard inquiry (from a credit application) typically remains on your credit report for up to 36 months, though its impact on your credit score generally diminishes significantly after the first 12 months.

Policies differ by program. Some airline miles may expire if there is no activity on the account for a set period (e.g., 12-18 months). Holding a co-branded credit card associated with the loyalty program often prevents points from expiring as long as the card account remains open and in good standing.

It might. Cancelling an older card reduces your 'Average Age of Accounts,' which is a factor in your credit score. It also reduces your total available credit, which could increase your utilization ratio. If the card has no annual fee, it is often better to keep it open and use it occasionally to keep the history active.