Aspire Cash® Platinum Mastercard®
Cash Back No Annual Fee Rewards

Aspire Cash® Platinum Mastercard®

CAPITAL ONE CANADA CAPITAL ONE CANADA
4.40/5 RateBuddy
Annual Fee $0
Purchase APR 29.90%
Cash Advance 29.90%

RateBuddy Verdict

The Good
  • Extremely simple, flat-rate earning structure of 1% cash back on all purchases.
  • Includes an outstanding suite of purchase and travel insurances (like Car Rental CDW) for a $0 fee card.
  • Cash rewards never expire and have no earning caps.
The Trade-offs
  • Does not offer accelerated earning multipliers for everyday spending categories like groceries or gas.
  • Base purchase interest rate is very high (up to 29.9% outside of Quebec).

Rewards & Earnings

Groceries 1%
Dining 1%
Gas 1%
Travel 1%
Recurring Bills 1%
Base Rate 1%
Rewards Summary: • Earn 1% cash rewards on all purchases • No limit to the amount of cash rewards you can earn • Cash rewards never expire

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Annual Fee
No annual fee
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included
Extended Warranty Insurance
Extended Warranty (Up to 2 extra years)
Purchase Security Insurance
Purchase Security (120 days)
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier Travel Accident included

Insurance Coverage

• Purchase Assurance (120 days) • Extended Warranty (up to 2 years) • Car Rental Collision/Loss Damage Waiver • Price Protection Service • Common Carrier Travel Accident • Baggage Delay Insurance

Rates, Fees & Eligibility

Purchase APR29.90%
Cash Advance APR29.90%
Annual Fee$0
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Cash Back No Annual Fee Rewards
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