Low Interest
Business
Alberta Agri-Industry Businesscard
ATB Financial
Annual Fee
$65
Purchase APR
%
RateBuddy Verdict
The Good
- The ultra-low 1% minimum monthly payment offers critical flexibility for farms dealing with seasonal cash flow.
- Interest rates are personalized, meaning established agribusinesses can secure excellent borrowing rates.
- Allows for very high credit limits (over $50,000) to cover large equipment or operational purchases.
The Trade-offs
- Does not offer any rewards program or cashback for operating expenses.
- The annual fee doubles to $130 if your farm requires a credit limit above $50,000.
Rewards & Earnings
Base Rate 0.00%
Rewards Summary: No rewards; This is a specialized utility card designed for agricultural operations to manage cash flow and operating expenses.
- All Purchases: No rewards points or cashback earned
Welcome Bonus Details
Features & Benefits
Common Carrier Accident Insurance
Accidental Death & Dismemberment included
Employee Cards
$35 per additional card
Additional Perks
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Insurance Coverage
Accidental Death & Dismemberment
Included (See certificate for limits)
Rates & Fees Details
| Purchase APR | % |
|---|---|
| Cash Advance APR | % |
| Annual Fee | $65 |
| Supplementary Card | $35.00 |
| Foreign Tx Fee | 2.90% |
| Income Required | No specific requirement listed. |