Travel Rewards
No Annual Fee
CIBC Aeroplan Visa Card
CIBC
Welcome Bonus:
Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points!
Annual Fee
$0
Purchase APR
21.99%
Cash Advance
22.99%
Bonus Value
$150
RateBuddy Verdict
The Good
- A great no-fee option to keep your Aeroplan points from expiring while earning points on daily essentials.
- Unique for a no-fee card, it includes Auto Rental Collision and Loss Damage Insurance.
- Offers the "4th Night Free" perk on Aeroplan hotel redemptions, adding significant value to your points.
The Trade-offs
- The base earn rate is low, requiring $1.50 in spending for every 1 Aeroplan point earned.
- Lacks essential travel benefits like emergency medical insurance or trip cancellation coverage.
Rewards & Earnings
Groceries
1%
Dining
0.67%
Gas
1%
Travel
1%
Recurring Bills
0.67%
Base Rate
0.67%
Rewards Summary:
Gas, EV, Groceries & Air Canada: 1 pt per $1; Base Earn: 1 pt per $1.50; Perks: Points do not expire, 12-month Skip+ free trial, 4th night free on hotel redemptions.
Welcome Bonus Details
Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points!
Estimated Value: $150
Features & Benefits
No Annual Fee
No annual fee
Car Rental Collision/Loss Damage Waiver
Auto Rental Collision and Loss Damage Insurance included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Common Carrier Accident Insurance
Included
Insurance Coverage
Auto Rental Collision/Loss: Included; Common Carrier: Included; Purchase Security: 90 days; Extended Warranty: +1 Year; Note: No Travel Medical or Trip Cancellation insurance.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $0 |
| Income Required | Household: $15,000 |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
No Annual Fee
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