Travel Rewards
US Dollar Cards
CIBC U.S. Dollar Aventura Gold Visa Card
CIBC
Welcome Bonus:
Earn up to 2,500 Aventura points and get an annual fee rebate for the first year.
Secure RateBuddy connection · Application completed on CIBC’s site
Annual Fee
$0
$35 after first year
Purchase APR
21.99%
Cash Advance
22.99%
Bonus Value
$60
RateBuddy Verdict
The Good
- Eliminates the standard 2.5% foreign currency conversion fee for all U.S. dollar purchases.
- Allows you to pay your credit card bill directly in USD, which is perfect for Canadians with U.S. income or USD savings.
- Includes Auto Rental Collision and Loss Damage Insurance, providing peace of mind during U.S. road trips.
The Trade-offs
- The earn rate for Aventura points is very low, specifically 1 point for every $2 spent on non-travel purchases.
- Lacks essential travel medical insurance, which most Canadians would require when visiting the United States.
- The annual fee is $35 USD, which may not be worth it if you only make occasional U.S. purchases.
Rewards & Earnings
Groceries
0.50%
Dining
0.50%
Gas
0.50%
Travel
1%
Recurring Bills
0.50%
Base Rate
0.50%
Rewards Summary:
Travel via CIBC Rewards: 1 pt per $1 USD; Base Earn: 1 pt per $2 USD; Currency: All transactions in USD; Perk: No currency conversion fees for USD purchases.
Welcome Bonus Details
Earn up to 2,500 Aventura points and get an annual fee rebate for the first year.
Estimated Value: $60
Features & Benefits
First-Year Fee Waived
First-year annual fee rebate available via welcome offer
Car Rental Collision/Loss Damage Waiver
Auto Rental Collision and Loss Damage Insurance included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Common Carrier Accident Insurance
Up to $100,000 coverage
Insurance Coverage
Car Rental Collision: Included; Common Carrier: $100,000; Purchase Security: 90 days; Extended Warranty: +1 Year; Note: No Travel Medical or Trip Cancellation insurance.
Rates, Fees & Eligibility
| Purchase APR | 21.99% |
|---|---|
| Cash Advance APR | 22.99% |
| Annual Fee | $35 |
| Income Required | Household: $15,000 |
| Recommended Credit Score | — |
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Filed Under
Travel Rewards
US Dollar Cards
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