CIBC U.S. Dollar Aventura Gold Visa Card
Travel Rewards US Dollar Cards

CIBC U.S. Dollar Aventura Gold Visa Card

CIBC CIBC
Welcome Bonus: Earn up to 2,500 Aventura points and get an annual fee rebate for the first year.
Annual Fee $0
$35 after first year
Purchase APR 21.99%
Cash Advance 22.99%
Bonus Value $60

RateBuddy Verdict

The Good
  • Eliminates the standard 2.5% foreign currency conversion fee for all U.S. dollar purchases.
  • Allows you to pay your credit card bill directly in USD, which is perfect for Canadians with U.S. income or USD savings.
  • Includes Auto Rental Collision and Loss Damage Insurance, providing peace of mind during U.S. road trips.
The Trade-offs
  • The earn rate for Aventura points is very low, specifically 1 point for every $2 spent on non-travel purchases.
  • Lacks essential travel medical insurance, which most Canadians would require when visiting the United States.
  • The annual fee is $35 USD, which may not be worth it if you only make occasional U.S. purchases.

Rewards & Earnings

Groceries 0.50%
Dining 0.50%
Gas 0.50%
Travel 1%
Recurring Bills 0.50%
Base Rate 0.50%
Rewards Summary: Travel via CIBC Rewards: 1 pt per $1 USD; Base Earn: 1 pt per $2 USD; Currency: All transactions in USD; Perk: No currency conversion fees for USD purchases.

Welcome Bonus Details

Earn up to 2,500 Aventura points and get an annual fee rebate for the first year.

Estimated Value: $60

Features & Benefits

First-Year Fee Waived
First-year annual fee rebate available via welcome offer
Car Rental Collision/Loss Damage Waiver
Auto Rental Collision and Loss Damage Insurance included
Extended Warranty Insurance
Included
Purchase Security Insurance
Included
Common Carrier Accident Insurance
Up to $100,000 coverage

Insurance Coverage

Car Rental Collision: Included; Common Carrier: $100,000; Purchase Security: 90 days; Extended Warranty: +1 Year; Note: No Travel Medical or Trip Cancellation insurance.

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$35
Income Required Household: $15,000
Recommended Credit Score—

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Filed Under

Travel Rewards US Dollar Cards
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