Scotiabank U.S. Dollar Visa Card
Travel Rewards US Dollar Cards

Scotiabank U.S. Dollar Visa Card

Scotiabank Scotiabank
Annual Fee $35
Purchase APR 19.99%
Cash Advance 22.99%

RateBuddy Verdict

The Good
  • Avoids the standard 2.5% foreign transaction fee on all your U.S. dollar purchases, saving you money when shopping cross-border or online.
  • Allows you to pay your credit card bill directly from a U.S. Dollar bank account, avoiding fluctuating exchange rates entirely.
  • Supplementary cards can be added to the account for $0, making it easy to share with a spouse or family member.
The Trade-offs
  • Charges a $35 USD annual fee, meaning you must spend at least $1,400 USD annually just to break even on the FX savings.
  • Does not earn any cash back or rewards points on your purchases.
  • Completely lacks travel, medical, or car rental collision insurance coverage.

Rewards & Earnings

Base Rate 0%
Rewards Summary: Base Earn: None; This card does not earn rewards points or cash back. It is designed purely to save you money on U.S. dollar foreign exchange fees.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Foreign Transaction Fees
Save 2.5% on U.S. dollar foreign currency transactions
Extended Warranty Insurance
Included
Purchase Security Insurance
Included

Insurance Coverage

Purchase Security: 90 days; Extended Warranty: +1 Year; Note: This card does not include Travel, Medical, or Car Rental insurance.

Rates, Fees & Eligibility

Purchase APR19.99%
Cash Advance APR22.99%
Annual Fee$35
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards US Dollar Cards
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