Low Interest
Business
National Bank Business Line Mastercard
National Bank of Canada
Secure RateBuddy connection · Application completed on National Bank of Canada’s site
Annual Fee
$50
Purchase APR
9.45%
Cash Advance
9.45%
RateBuddy Verdict
The Good
- A highly efficient financing tool that combines a line of credit’s low variable interest rate with credit card convenience.
- The $50 annual fee is very reasonable for a business credit line offering rates under 10%.
- The $10,000 fraud protection against unauthorized use by authorized cardholders is standard and valuable for business owners.
The Trade-offs
- Does not earn any cashback or rewards points, making it strictly a borrowing and payment tool.
- The $50 annual fee is higher than the standard Business Mastercard ($0), which might not be worth it if you don't carry a balance.
Rewards & Earnings
Base Rate
0%
Rewards Summary:
No rewards; This card is a low-interest hybrid financing tool combining the features of a line of credit and a credit card.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
Low Purchase Interest
Variable rate at Prime + 5%
Expense Management Tools
Employee spend limits and online management tools
Employee Cards
Add employee cards for $0/year
Insurance Coverage
Fraud Protection: Up to $10,000 coverage against unauthorized employee use. Standard network purchase protections apply.
Rates, Fees & Eligibility
| Purchase APR | 9.45% |
|---|---|
| Cash Advance APR | 9.45% |
| Annual Fee | $50 |
| Supplementary Card Fee | $0 |
| Grace Period | 21 days |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
Low Interest
Business
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