No Annual Fee
Rewards
No Fee Mastercard®
Servus Credit Union
Annual Fee
$0
Purchase APR
20.99%
RateBuddy Verdict
The Good
- Charges no annual fee and a $0 fee for supplemental cards.
- Offers the unique flexibility to redeem reward points directly into a financial investment.
The Trade-offs
- The earning rate is low at just 1 point for every $2 spent on eligible purchases.
- Does not offer comprehensive travel medical or auto rental insurance.
Rewards & Earnings
Base Rate 0.50%
Rewards Summary: • Earn 1 Servus Circle Rewards point for every $2 spent on eligible purchases
• Unlimited earning potential with points that never expire
• Redeem points for travel, merchandise, cash back, or financial investments
- All Eligible Purchases: 1 point for every $2 spent
Welcome Bonus Details
Features & Benefits
No Annual Fee
No Annual Fee
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included
Additional Perks
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- :
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Insurance Coverage
Baggage Delay Insurance
Included. Underwritten by American Bankers Insurance Company of Florida (ABIC).
Common Carrier Accidental Death and Dismemberment
Included. Underwritten by American Bankers Life Assurance Company of Florida (ABLAC).
Rates & Fees Details
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | % |
| Annual Fee | $0 |
| Supplementary Card | $0.00 |
| Income Required | No specific requirement listed. |