RateBuddy Verdict
The Good
- Charges no annual fee and a $0 fee for supplemental cards.
- Offers the unique flexibility to redeem reward points directly into a financial investment.
The Trade-offs
- The earning rate is low at just 1 point for every $2 spent on eligible purchases.
- Does not offer comprehensive travel medical or auto rental insurance.
Rewards & Earnings
Base Rate
0.50%
Rewards Summary:
• Earn 1 Servus Circle Rewards point for every $2 spent on eligible purchases
• Unlimited earning potential with points that never expire
• Redeem points for travel, merchandise, cash back, or financial investments
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Annual Fee
No Annual Fee
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier AD&D included
Insurance Coverage
• Baggage Delay Insurance
• Common Carrier Accidental Death and Dismemberment Insurance
Rates, Fees & Eligibility
| Purchase APR | 20.99% |
|---|---|
| Cash Advance APR | — |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | — |
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Filed Under
No Annual Fee
Rewards
View Offer
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