TD U.S. Dollar Visa Card
Travel Rewards US Dollar Cards

TD U.S. Dollar Visa Card

TD Canada Trust TD Canada Trust
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Annual Fee $39
Purchase APR 21.99%
Cash Advance 22.99%

RateBuddy Verdict

The Good
  • Avoids the standard 2.5% foreign transaction fee on all your U.S. dollar purchases, saving you money when shopping cross-border or online.
  • Includes a surprisingly robust insurance package for a utility card, featuring Trip Interruption, Baggage Delay/Loss, and Car Rental Collision coverage.
  • Allows you to add supplementary cardholders to your account for absolutely $0.
The Trade-offs
  • Charges a $39 USD annual fee, meaning you must spend at least $1,560 USD annually just to break even on the foreign exchange savings.
  • Does not earn any cash back or travel rewards points on your daily purchases.
  • Does not include Travel Medical or Trip Cancellation insurance (these are offered only as paid optional upgrades).

Rewards & Earnings

Base Rate 0%
Rewards Summary: Base Earn: None; This card does not earn points or cash back. It is designed purely to save you money on U.S. dollar foreign exchange fees.

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

No Foreign Transaction Fees
Save 2.5% on U.S. dollar foreign currency transactions
Car Rental Collision/Loss Damage Waiver
Collision/Loss Damage coverage included
Trip Cancellation/Interruption Insurance
Up to $5,000 per person interruption (Note: Does not include cancellation)
Extended Warranty Insurance
Included
Purchase Security Insurance
Included (90 days)
Baggage Delay/Loss Insurance
Up to $1,000 for delayed or lost baggage
Common Carrier Accident Insurance
Up to $500,000 coverage per person

Insurance Coverage

Trip Interruption: $5,000; Baggage Delay/Loss: $1,000; Car Rental Collision: Included; Purchase Security: 90 days; Extended Warranty: Included. (Note: Travel Medical and Trip Cancellation are optional).

Rates, Fees & Eligibility

Purchase APR21.99%
Cash Advance APR22.99%
Annual Fee$39
Supplementary Card Fee$0
Income Required No specific requirement listed.
Recommended Credit Score—

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Filed Under

Travel Rewards US Dollar Cards
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