SENIOR DISCOUNTS

Best Accounts for Seniors

Enjoy the perks of retirement. Compare accounts offering seniors discounts, free paper statements, and waived monthly fees.

BMO Bank of Montreal
BMO
Bank
of
Montreal

BMO Plus Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$12.95
Monthly Fee
CDIC Insured Free Interac e-Transfers Online and Mobile Banking
Earn a $100 Welcome Bonus: Get a $100 cash bonus.
Special Offer: Special Pricing: Seniors pay $8.95/mo. Newcomers get no-fee BMO Global Money Transfers.
Welcome Bonus
Earn $100
When you open an account
Get Started

On BMO Bank of Montreal's secure site

Scotiabank
Scotiabank

Preferred Package

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$16.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Welcome Bonus Offer
Earn a $700 Welcome Bonus: Earn up to $700 when you bundle a Preferred Package, savings account, and registered account.
Special Offer: Earn an additional 0.05% interest on your MomentumPLUS Savings Account. Fee waived on one non-Scotiabank ABM withdrawal per month in Canada.
Welcome Bonus
Earn $700
When you open an account
Get Started

On Scotiabank's secure site

RBC Royal Bank
RBC
Royal
Bank

RBC Advantage Banking

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$12.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Access to No-Fee ATM Network Welcome Bonus Offer No minimum balance
Earn a $350 Welcome Bonus: Get the new Apple Watch when you open this account and complete qualifying criteria. Offer ends June 1, 2026. Conditions apply.
Special Offer: Special Offers: Students and youth can earn a $100 bonus. Newcomers to Canada enjoy $0/month for the first year. Qualifying criteria apply.
Welcome Bonus
Earn $350
When you open an account
Get Started

On RBC Royal Bank's secure site

RBC Royal Bank
RBC
Royal
Bank

RBC Signature No Limit Banking

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$16.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Overdraft Protection Available Welcome Bonus Offer International Money Transfers
Earn a $350 Welcome Bonus: Get the new Apple Watch when you open this account and complete qualifying criteria. Offer ends June 1, 2026. Conditions apply.
Welcome Bonus
Earn $350
When you open an account
Get Started

On RBC Royal Bank's secure site

RBC Royal Bank
RBC
Royal
Bank

RBC VIP Banking

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$30.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Overdraft Protection Available Access to No-Fee ATM Network
Features: Welcome Bonus Offer, No minimum balance
Earn a $350 Welcome Bonus: Get the new Apple Watch when you open this account and complete qualifying criteria. Offer ends June 1, 2026. Conditions apply.
Welcome Bonus
Earn $350
When you open an account
Get Started

On RBC Royal Bank's secure site

TD Canada Trust
TD
Canada
Trust

TD All-Inclusive Banking Plan

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$30.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Access to No-Fee ATM Network Welcome Bonus Offer
Earn a $500 Welcome Bonus: Get $500 cash by opening by June 3, 2026 and completing two of the following by August 5, 2026: Recurring Direct Deposit, Recurring PAD, or Online Bill Payment.
Welcome Bonus
Earn $500
When you open an account
Get Started

On TD Canada Trust's secure site

TD Canada Trust
TD
Canada
Trust

TD Unlimited Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$17.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Access to No-Fee ATM Network Welcome Bonus Offer
Earn a $500 Welcome Bonus: Get $500 cash by opening a new TD Unlimited Chequing Account by June 3, 2026 and completing 2 of 3 qualifying conditions. Plus, pay no monthly fee for the first year (up to $215.40 value).
Welcome Bonus
Earn $500
When you open an account
Get Started

On TD Canada Trust's secure site

TD Canada Trust
TD
Canada
Trust

TD Every Day Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$11.95
Monthly Fee
Free Interac e-Transfers
Get Started

On TD Canada Trust's secure site

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