SENIOR DISCOUNTS

Best Accounts for Seniors

Enjoy the perks of retirement. Compare accounts offering seniors discounts, free paper statements, and waived monthly fees.

Scotiabank
Scotiabank
CDIC Insured

Basic Plus Bank Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$11.95
Monthly Fee
Free Interac e-Transfers
Special Offer
Send money globally for $1.99 with Scotia International Money Transfer.
Get Started

On Scotiabank's secure site

Scotiabank
Scotiabank
CDIC Insured

Preferred Package

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$16.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Welcome Bonus Offer
Earn a $700 Welcome Bonus
Earn up to $700 when you bundle a Preferred Package, savings account, and registered account.
Special Offer
Earn an additional 0.05% interest on your MomentumPLUS Savings Account. Fee waived on one non-Scotiabank ABM withdrawal per month in Canada.
Welcome Bonus
Earn $700
When you open an account
Get Started

On Scotiabank's secure site

Scotiabank
Scotiabank
CDIC Insured

Ultimate Package

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$30.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Welcome Bonus Offer International Money Transfers
Earn a $700 Welcome Bonus
Earn up to $700 when you bundle an Ultimate Package, savings account, and registered account.
Special Offer
Ongoing annual fee rebate on select credit cards (up to $150). Free personalized cheques, drafts, and small safety deposit box. 10 free Scotia iTRADE equity trades in your first year.
Welcome Bonus
Earn $700
When you open an account
Get Started

On Scotiabank's secure site

TD Canada Trust
TD
Canada
Trust
CDIC Insured

TD Minimum Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$3.95
Monthly Fee
Get Started

On TD Canada Trust's secure site

TD Canada Trust
TD
Canada
Trust
CDIC Insured

TD Every Day Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$11.95
Monthly Fee
Free Interac e-Transfers
Get Started

On TD Canada Trust's secure site

TD Canada Trust
TD
Canada
Trust
CDIC Insured

TD Unlimited Chequing Account

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$17.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Access to No-Fee ATM Network Welcome Bonus Offer
Earn a $500 Welcome Bonus
Get $500 cash by opening a new TD Unlimited Chequing Account by June 3, 2026 and completing 2 of 3 qualifying conditions. Plus, pay no monthly fee for the first year (up to $215.40 value).
Welcome Bonus
Earn $500
When you open an account
Get Started

On TD Canada Trust's secure site

TD Canada Trust
TD
Canada
Trust
CDIC Insured

TD All-Inclusive Banking Plan

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$30.95
Monthly Fee
Unlimited Transactions Free Interac e-Transfers Access to No-Fee ATM Network Welcome Bonus Offer
Earn a $500 Welcome Bonus
Get $500 cash by opening by June 3, 2026 and completing two of the following by August 5, 2026: Recurring Direct Deposit, Recurring PAD, or Online Bill Payment.
Welcome Bonus
Earn $500
When you open an account
Get Started

On TD Canada Trust's secure site

RBC Royal Bank
RBC
Royal
Bank
CDIC Insured

RBC VIP Banking

Canada-wide CAD Chequing Account
0.00%
Interest Rate
$30.00
Monthly Fee
CDIC Insured Unlimited Transactions Free Interac e-Transfers Overdraft Protection Available Access to No-Fee ATM Network
Features: Welcome Bonus Offer, No minimum balance
Earn a $350 Welcome Bonus
Get the new Apple Watch when you open this account and complete qualifying criteria. Offer ends June 1, 2026. Conditions apply.
Welcome Bonus
Earn $350
When you open an account
Get Started

On RBC Royal Bank's secure site

Previous
Page 3 of 3