No Annual Fee
Secured Cards
Guaranteed Mastercard®
CAPITAL ONE CANADA
4.10/5 RateBuddy
Annual Fee
$0
Purchase APR
29.90%
Cash Advance
29.90%
RateBuddy Verdict
The Good
- Guaranteed approval makes it excellent for rebuilding credit, as long as basic conditions are met.
- Charges absolutely no annual fee.
- Offers a shockingly strong suite of travel and purchase insurances for a credit-builder card.
The Trade-offs
- You may still be required to provide a security deposit depending on your credit profile.
- The standard purchase interest rate is very high (29.9%) outside of Quebec.
- Does not earn any cash back or rewards points.
Rewards & Earnings
Base Rate
—
Rewards details are not available yet. Review the provider terms for full reward rules.
Welcome Bonus Details
No welcome bonus details are currently listed for this card.
Features & Benefits
No Annual Fee
No annual fee
Bad Credit & Rebuilding
Guaranteed Approval (Conditions Apply)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included
Extended Warranty Insurance
Extended Warranty (Up to 2 extra years)
Purchase Security Insurance
Purchase Assurance (120 days)
Baggage Delay/Loss Insurance
Baggage Delay Insurance included
Common Carrier Accident Insurance
Common Carrier Travel Accident included
Insurance Coverage
• Purchase Assurance (120 days)
• Extended Warranty (up to 2 years)
• Car Rental Collision/Loss Damage Waiver
• Price Protection Service
• Common Carrier Travel Accident
• Baggage Delay Insurance
Rates, Fees & Eligibility
| Purchase APR | 29.90% |
|---|---|
| Cash Advance APR | 29.90% |
| Annual Fee | $0 |
| Supplementary Card Fee | $0 |
| Income Required | No specific requirement listed. |
| Recommended Credit Score | Poor |
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Filed Under
No Annual Fee
Secured Cards
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