Odyssey® Gold Visa*
Travel Rewards Rewards

Odyssey® Gold Visa*

Desjardins Group Desjardins Group
Annual Fee $110
Purchase APR 20.90%
Cash Advance 21.90%

RateBuddy Verdict

The Good
  • Industry-leading 60 days of comprehensive travel medical insurance, plus coverage for grandchildren.
  • Includes robust travel coverages like Auto Rental Collision and Trip Cancellation for a reasonable $110 fee.
  • Offers 50% off lounge access at Montréal-Trudeau International Airport.
The Trade-offs
  • The 2% BONUSDOLLARS earning rate on dining and recurring bills is capped at a very low $6,000 combined annual spend.
  • The base earning rate on non-category purchases is uncompetitive at 0.65%.
  • Lounge access benefit is restricted to a single airport (Montréal-Trudeau).

Rewards & Earnings

Dining 2%
Travel 2%
Recurring Bills 2%
Base Rate 0.65%
Rewards Summary: • 2% in BONUSDOLLARS on Entertainment and Alternative transportation • Up to 2% on Restaurants & Pre-authorized payments (capped at $6,000 annual spend) • Up to 2% on Travel (capped at $15,000 annual spend) • 0.65% on all other purchases

Welcome Bonus Details

No welcome bonus details are currently listed for this card.

Features & Benefits

Travel Medical Insurance
Travel Medical (up to 60 days)
Introductory 0% APR on Balance Transfers
Airport Lounge Access (Odyssey Lounge 50% off)
Mobile Device Insurance
Mobile Device Insurance (Up to $1,000)
Car Rental Collision/Loss Damage Waiver
Car Rental CDW included (48 days)
Trip Cancellation/Interruption Insurance
Trip Cancellation included
Extended Warranty Insurance
Extended Warranty (Up to 1 extra year)
Purchase Security Insurance
Purchase Security (90 days)
Baggage Delay/Loss Insurance
Baggage Delay/Loss included

Insurance Coverage

• Comprehensive Travel Medical (up to 60 days, includes grandchildren) • Trip Cancellation & Baggage Coverage • Auto Rental Collision and Loss Damage Insurance (up to 48 days) • Mobile Device Insurance (up to $1,000) • Purchase Protection (90 days) • Extended Warranty (up to 1 additional year)

Rates, Fees & Eligibility

Purchase APR20.90%
Cash Advance APR21.90%
Annual Fee$110
Supplementary Card Fee$30
Grace Period21 days
Income Required No specific requirement listed.
Recommended Credit Score—

User Reviews

Read community feedback or share your own experience with this card.
Help other RateBuddy visitors compare real cardholder experiences.
Reviews are moderated before publication. Avoid sharing account numbers, SIN, passwords, or private financial details.
Be the first to review
No public user reviews yet. Share your experience to help others compare this card.

Filed Under

Travel Rewards Rewards
View Offer
Secure provider site