SKIP THE LINE Updated May 2026

Priority Airport

Skip the lines with priority check-in, boarding, and security fast track.

CREDIT CARD
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Compare Priority Travel Cards

Comparing results based on your preferences.

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$
Annual Fee $599
Purchase 21.99%
Cash Adv. 22.99%
TD Canada Trust TD Canada Trust
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
TD Aeroplan Visa Infinite Privilege Credit Card
Est. 1st Yr Value: $2660
Metal
Aeroplan
Welcome Bonus: Earn up to 85,000 Aeroplan points ($3,000 estimated value).
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Mobile Device Insurance +5 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 23.99%
BMO Bank of Montreal BMO Bank of Montreal
Best For [ Travel Rewards ] [ Balance Transfer ] [ Premium ]
BMO eclipse Visa Infinite Privilege Card
Est. 1st Yr Value: $1549
Welcome Bonus: Up to $2,300 including up to 200,000 points and NEXUS Statement Credit
Balance Transfer: 0% Balance Transfer for 12 months (2% transfer fee).
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 23.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Annual Fee
$199 $0
1st yr Fee Waived
Purchase 21.99%
Cash Adv. 23.99%
BMO Bank of Montreal BMO Bank of Montreal
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
BMO VIPorter World Elite Mastercard
Est. 1st Yr Value: $1507
1st Yr Free
Welcome Bonus: Up to $2,400 in value including 70,000 VIPorter points and a round-trip companion pass
Highlights: Airport Lounge Access Travel Medical Insurance First-Year Fee Waived Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $80,000
Household Inc: $150,000
Purchase APR 21.99%
Cash Advance APR 23.99%
Annual Fee $199
Foreign Tx Fee 2.5%
Personal Income $80,000
Household Income $150,000
Credit Score Good/Excellent
Annual Fee $599
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Business ] [ Premium ]
American Express Aeroplan Business Reserve Card
Est. 1st Yr Value: $1442
Aeroplan
Welcome Bonus: Up to 90,000 Welcome Bonus Aeroplan points
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Car Rental Collision/Loss Damage Waiver +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee $599
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
American Express Aeroplan Reserve Card
Est. 1st Yr Value: $1369
Metal
Aeroplan
Welcome Bonus: Up to 85,000 Welcome Bonus Aeroplan points
Highlights: Airport Lounge Access Travel Medical Insurance Free Checked bag Car Rental Collision/Loss Damage Waiver +5 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $599
Purchase 21.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Premium ]
CIBC Aeroplan Visa Infinite Privilege Card
Est. 1st Yr Value: $1260
Aeroplan
Welcome Bonus: Apply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points!
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Annual Fee $499
Purchase 21.99%
Cash Adv. 22.99%
CIBC CIBC
Best For [ Travel Rewards ] [ Premium ]
CIBC Aventura Visa Infinite Privilege Card
Est. 1st Yr Value: $923
Aventura
Welcome Bonus: Join and earn up to $2,500 in value.
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 21.99%
Cash Advance APR 22.99%
Annual Fee $499
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Annual Fee
$89 $0
1st yr Fee Waived
Purchase 21.99%
Cash Adv. 23.99%
BMO Bank of Montreal BMO Bank of Montreal
Best For [ Travel Rewards ] [ Rewards ]
BMO VIPorter Mastercard
Est. 1st Yr Value: $869
1st Yr Free
Welcome Bonus: Up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher
Highlights: Travel Medical Insurance First-Year Fee Waived Car Rental Collision/Loss Damage Waiver Extended Warranty Insurance +6 more
Purchase APR 21.99%
Cash Advance APR 23.99%
Annual Fee $89
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Annual Fee $599
Purchase 20.99%
Cash Adv. 22.99%
Scotiabank Scotiabank
Best For [ Travel Rewards ] [ Premium ] [ Rewards ]
Scotiabank Passport Visa Infinite Privilege Card
Est. 1st Yr Value: $635
Scene+
Welcome Bonus: Earn up to 100,000 bonus Scene+ points in your first 14 months. Exp: Apr 30, 2026
Highlights: No Foreign Transaction Fees Airport Lounge Access Travel Medical Insurance Mobile Device Insurance +6 more
View Offer
ELIGIBILITY
Personal Inc: $150,000
Household Inc: $200,000
Purchase APR 20.99%
Cash Advance APR 22.99%
Annual Fee $599
Foreign Tx Fee 2.5%
Personal Income $150,000
Household Income $200,000
Credit Score Good/Excellent
Add. Card Fee $199.00
Annual Fee $799
Purchase 21.99%
Cash Adv. 21.99%
American Express(Canada) American Express(Canada)
Best For [ Travel Rewards ] [ Business ] [ Premium ]
Business Platinum Card from American Express
Est. 1st Yr Value: $626
Membership Rewards
Welcome Bonus: Up to 120,000 Welcome Bonus Membership Rewards points
Highlights: Airport Lounge Access Travel Medical Insurance Mobile Device Insurance Car Rental Collision/Loss Damage Waiver +6 more
Purchase APR 21.99%
Cash Advance APR 21.99%
Annual Fee $799
Foreign Tx Fee 2.5%
Personal Income N/A
Household Income N/A
Credit Score Good/Excellent
Showing 10 of 13 cards
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Why Choose a Credit Card?

Beyond simple convenience, the right credit card offers a layer of consumer protection, financial leverage, and rewards that debit cards or cash simply cannot match.

Zero Liability Protection

Canadian credit cards come with robust federal protections against unauthorized transactions. Unlike cash, which is gone forever if lost, or debit cards which are directly linked to your bank funds, a credit card offers a buffer. If your card is used fraudulently, you are generally not held liable for those charges once reported. This keeps your actual bank account safe and liquid while the bank investigates the issue. It provides peace of mind in an era of increasing digital fraud.

Value-Added Rewards

Every purchase you make is an opportunity to earn a return on your spending. Whether you prefer travel points, merchandise, or cash back, using a credit card allows you to get value back on expenses you were going to pay anyway. Over the course of a year, a standard 1-2% reward rate can accumulate into hundreds of dollars in free groceries or flights. It is effectively a discount on your entire lifestyle, provided you pay your balance in full. Why pay full price with cash when you can earn a rebate with credit?

Building Credit History

Your credit score is your financial passport in Canada, dictating your ability to rent apartments, get a mortgage, or finance a car. Responsible credit card use is one of the most effective and fastest ways to establish this history. By using a card and paying it off on time every month, you demonstrate reliability to future lenders. A long, positive history with a credit card accounts for a significant portion of your credit score calculation. Without this history, obtaining major loans later in life can be difficult or much more expensive.

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The 30% Utilization Rule

To boost your credit score fast, try to keep your balance below 30% of your limit. If your limit is $10,000, never let your statement close with more than $3,000 owing.

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LOYALTY PROGRAMS

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Frequently Asked Questions

Common questions about Compare Priority Travel Cards Cards and financial strategy.

Disclaimer: Information is for educational purposes only and does not constitute financial or legal advice. Terms subject to change by issuers.

Credit card networks (Visa/Mastercard) set their own daily exchange rates, which are generally very close to the market rate. However, unless you have a No-FX fee card, the issuer adds a surcharge (usually 2.5%) on top of this rate, which is why the total cost is higher than the spot market rate.

A hard inquiry (from a credit application) typically remains on your credit report for up to 36 months, though its impact on your credit score generally diminishes significantly after the first 12 months.

In Canada, you will often see AIR (Annual Interest Rate) used. It represents the yearly cost of borrowing on the card. Standard cards typically have purchase interest rates around 20.99%, while Low Interest cards can be significantly lower. Cash advances often carry higher interest rates than purchases.

It might. Cancelling an older card reduces your 'Average Age of Accounts,' which is a factor in your credit score. It also reduces your total available credit, which could increase your utilization ratio. If the card has no annual fee, it is often better to keep it open and use it occasionally to keep the history active.

Using comparison tools or checking your own credit report is typically considered a 'Soft Inquiry,' which does not affect your score. However, submitting a formal application to a bank results in a 'Hard Inquiry,' which may cause a temporary, minor decrease in your credit score.